Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5532 reviews)

View other 118 118 Money products

4.85

Based on 5,532 reviews, last reviewed 22nd Apr 2026

392700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Well it is all we need in one card and best services... Well it is all we need in one card and best services are available 24/7 which is so convenience . Reviewed on: 22nd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5532)

the perfect experience, easy to apply

the perfect experience, easy to apply Reviewed on: 27th March 2026

Experience with credit varies widely based on whethe...

Experience with credit varies widely based on whether it is viewed from a personal management perspective or a professional analytical one. Understanding these different viewpoints can help you navigate the credit "game" more effectively. Reviewed on: 27th March 2026

Super quick attending ton our issues bravo

Super quick attending ton our issues bravo Reviewed on: 27th March 2026

Great Customer App

Great customer service. Mobile app great very user friendly Reviewed on: 27th March 2026

Been with 118 for a while now .

Been with 118 for a while now . A great company with real people when you need help or just advice . Reviewed on: 27th March 2026

Easy, straightforward

The application process was quick and easy and I didn’t have any issues getting approved. Everything was straightforward and simple to understand. Reviewed on: 27th March 2026

118 has definitely helped improve my credit score an...

118 has definitely helped improve my credit score and their customer service is excellent. Reviewed on: 27th March 2026

118 Helped me so much to build my credit rating.

118 Were the first credit company to help when my credit rating was low and see me in to better times. They've sent me numerous offers over the last couple of years, very helpful. I highly recommend. Reviewed on: 27th March 2026

Its ok nothing has changed since I have it...

Its ok nothing has changed since I have it for 3 years Reviewed on: 27th March 2026

Be aware that bad credit cards such as 118 Money cou...

Be aware that bad credit cards such as 118 Money could change your APR mid credit agreement.Hence the name 'bad'. Reviewed on: 27th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2286 reviews
Credit card
from Post Office 2.30 from 114 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.01 from 60 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 4479 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub