Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5643 reviews)

View other 118 118 Money products

4.73

Based on 5,643 reviews, last reviewed 23rd Jun 2026

402900% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5643)

Very good communication and information on updates

Very good communication and information on updates Reviewed on: 27th March 2026

Very good customer service

Very good customer service Would recommend for someone trying to build there credit score Reviewed on: 27th March 2026

Very effective customer communication

Very effective customer communication Reviewed on: 27th March 2026

Easy application process.

Easy application process.. Value for money.. Reviewed on: 27th March 2026

Excellent service

It's an easy way to find assistance Reviewed on: 27th March 2026

Very responsive with any queries

Very responsive with any queries Reviewed on: 27th March 2026

So far so good, ok credit limit offered initially

So far so good, ok credit limit offered initially Reviewed on: 27th March 2026

Good credit card service.

Good credit card service. Appreciate if you decrease APR based on last year payback performance and not just credit history. I believe credit history may not reflect true borrowing power. Reviewed on: 27th March 2026

Excellent service and excellent quality

Excellent service and excellent quality Reviewed on: 27th March 2026

Not bad thing to have just struggling to get it back...

Not bad thing to have just struggling to get it back under control after spending to much Reviewed on: 27th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
British Airways credit card
from American Express 4.01 from 92 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4610 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub