Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5524 reviews)

View other 118 118 Money products

4.85

Based on 5,524 reviews, last reviewed 22nd Apr 2026

392100% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Positive experience My experience with 118 has been great, they carefully set credit limits they ask before they increase your limit Reviewed on: 22nd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5524)

Never had an issue and customer service quick to hel...

Never had an issue and customer service quick to help if needed. Easy to use app and quick Reviewed on: 27th March 2026

Excellent service

Excellent service provided Always Reviewed on: 27th March 2026

Happy customer

Very easy to apply for and got my results within seconds, the app is easy to navigate. Reviewed on: 27th March 2026

Very good customer service and app made very easy to...

Very good customer service and app made very easy to use. Reviewed on: 27th March 2026

I struggled getting approved for a credit card.

I struggled getting approved for a credit card. But I was so pleased when 118-118 money could help me! Reviewed on: 27th March 2026

Helpfull, a support i dont have and have gained.

Helpfull, a support i dont have and have gained. Finacial security Reviewed on: 27th March 2026

118 118 money credit card is very helpful

118 118 money credit card is very helpful Reviewed on: 27th March 2026

The best credit facility I have used top notch servi...

The best credit facility I have used top notch service 100% Reviewed on: 27th March 2026

Very good service i really enjoy the credit card bu...

Very good service i really enjoy the credit card but i wish the payments would go on the account alot faster then it already does Reviewed on: 27th March 2026

Excellent and very attentive, great interaction and...

Excellent and very attentive, great interaction and helped out with getting a higher limit which was amazing Reviewed on: 27th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 3.13 from 3 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 4478 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub