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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3224 reviews)

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4.85

Based on 3,224 reviews, last reviewed 19th Apr 2026

190300% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

My experience with 118 118 is good in overall but so... My experience with 118 118 is good in overall but sometimes when in need coustomer support they take very long time and this card should make some cha... Read more Reviewed on: 19th April 2026

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3224)

Credit Services

The offers are amazing, had one of the loans that helped pay for a holiday for my Mother Reviewed on: 11th April 2026

Great way to build credit rating and like the subscr...

Great way to build credit rating and like the subscription rather than APR Reviewed on: 11th April 2026

The app is very clear on all aspects

The app is very clear on all aspects Reviewed on: 11th April 2026

Good Card

Really good overall card and monthly payment are manageable. Reviewed on: 11th April 2026

Great service

I’ve rang a few times and got the help and answers I needed very friendly customer service and very knowledgeable Reviewed on: 11th April 2026

Easy, Understandable and useful credit building tips. .

Very easy to keep up with spending. Budgeting and there is noting hidden Reviewed on: 11th April 2026

I have had an excellent experience using 118 - the t...

I have had an excellent experience using 118 - the team are extremely helpful, the app is easy to use & navigate. Really easy to apply, fast decision & smooth account set up. I am really happy I decided to go with 118 Reviewed on: 11th April 2026

Struggled to get a credit card, got the 118 118 card...

Struggled to get a credit card, got the 118 118 card and been absolutely great, low interest which is great. Reviewed on: 11th April 2026

Well wen I had my card at frist money was tight and...

Well wen I had my card at frist money was tight and you people was very helpful i can say now its cleared now but would back to them if I needed mine credit is only £250 thats only downside its no enough. But thank you Reviewed on: 11th April 2026

Easy to set up

Easy to set up, app helps you keep in control of your finances. Overall, a excellent service Reviewed on: 11th April 2026

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