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118 118 Money: Credit card reviews

4.85
Based on 3,224 reviews, last reviewed 19th Apr 2026
190300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My experience with 118 118 is good in overall but so... My experience with 118 118 is good in overall but sometimes when in need coustomer support they take very long time and this card should make some cha... Read more Reviewed on: 19th April 2026
Atasham Mirza's avatar
Atasham Mirza

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026
Jason p's avatar
Jason p

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3224)

No limit increased in years

1
No response only chat with stupid bot in app, it’s been year and a half since I got their card but my credit limit is still £250 while I’ve £2300 with Zable and £2000 with Aqua and £1600 with JaJa, stupid company. Reviewed on: 11th April 2026

Great card help to manage expenses

5
Great card help to manage expenses Reviewed on: 11th April 2026

Always very approachable.

5
Always very approachable. Easy to use app. Custom service way to access Reviewed on: 11th April 2026

I am happy with 118 118.

5
I am happy with 118 118. 100% they are good to me. Reviewed on: 11th April 2026

Very good!

5
Very good!low interest rates! I highly recommend it to friends Reviewed on: 11th April 2026

Very happy experience is the best service

5
Very happy excellent service I am thinking to use as first bank Reviewed on: 11th April 2026

Useful card

4
It's such a handy card to have . I always have the card with me when shopping Reviewed on: 11th April 2026

Its the best card ive used over the years really hap...

5
Its the best card ive used over the years really happy, the app is second to none, has literally everything a customer needs at their finger tips 100% recommended Reviewed on: 11th April 2026

Excellent service since the start

5
Excellent service since the start Reviewed on: 11th April 2026

Very happy with my 118 118 experience

5
Very happy with my 118 118 experience Reviewed on: 11th April 2026

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