Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

When I need contact with them , no any problems...

When I need contact with them , no any problems Reviewed on: 20th April 2026

Good easy jhh h hu u j jb j jvhu...

Good easy jhh h hu u j jb j jvhu h Reviewed on: 20th April 2026

Excellent service and low interest

Excellent service and low interest Reviewed on: 20th April 2026

Started with bad credit

I had really bad credit and using this card has vastly improved it Reviewed on: 20th April 2026

Nice and easy to use, app works well

Nice and easy to use, app works well Reviewed on: 20th April 2026

118 118 care about thier customers.

118 118 care about thier customers. They even had an outreach where they contacted customers to ask how they can improve what they do. I know this because I was one of those people contacted. Reviewed on: 20th April 2026

Great service good company and would recommend them

Great service good company and would recommend them Reviewed on: 20th April 2026

On the last 3 years tougher I fell very good...

On the last 3 years tougher I fell very good Reviewed on: 20th April 2026

I’ve had a good experience with the 118 118 Money cr...

I’ve had a good experience with the 118 118 Money credit card. It was easy to apply, and everything was clearly explained. The app makes it simple to track spending and stay on top of payments. It’s especially helpful for building or improving your credit score. Customer service has been reliable too. The interest rate is quite high, but that’s expected—so it’s best to pay it off in full each month. Overall, a solid option if you’re looking to manage or rebuild your credit. Reviewed on: 20th April 2026

Very happy, Monthly payments are fair.

Very happy, Monthly payments are fair. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tymit 4.68 from 155 reviews
Everyday Credit Card
from Creation 4.03 from 22 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub