Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3224 reviews)

View other 118 118 Money products

4.85

Based on 3,224 reviews, last reviewed 19th Apr 2026

190300% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

My experience with 118 118 is good in overall but so... My experience with 118 118 is good in overall but sometimes when in need coustomer support they take very long time and this card should make some cha... Read more Reviewed on: 19th April 2026

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (3224)

Good card to have for those unexpected things that c...

Good card to have for those unexpected things that come up Reviewed on: 11th April 2026

Sorted all probably out fast and great communication...

Sorted all probably out fast and great communication and frendly service Reviewed on: 11th April 2026

I'm happy with the service I received

I'm happy with the service I received Reviewed on: 11th April 2026

Good lenders

Never had a problem with this credit card... good service not expensive interest to pay back... all in all very good Reviewed on: 11th April 2026

Iv'e had no problems since i have been with 118,high...

Iv'e had no problems since i have been with 118,highly recommend,they are very fair Reviewed on: 11th April 2026

Best credit card for me

I have been using this card for the past six months, and my experience has been very good. I use it for regular expenses and shopping. I don’t have to pay much interest on it. Even if I exceed my limit, I immediately receive a repayment message and pay the amount right away. Because of this, I don’t have to pay any interest. So, this card is the best option for regular spending and shopping. Reviewed on: 11th April 2026

118 118 do not charge on withdrawal and purchases on...

118 118 do not charge on withdrawal and purchases only monthly subscription which includes the interest charged Reviewed on: 11th April 2026

Awesome.

Awesome.company, great communication and customer service Reviewed on: 11th April 2026

Very easy to apply online and customer service is ea...

Very easy to apply online and customer service is easy to contact and they answered my question brilliantly. Reviewed on: 11th April 2026

It was good, i got a higher limit quickly which is f...

It was good, i got a higher limit quickly which is feasible Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.97 from 3169 reviews
Everyday credit cards
from Lloyds Bank 3.91 from 67 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.88 from 3128 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub