Smart Money People Logo

118 118 Money: Credit Card reviews

4.83
Based on 1,103 reviews, last reviewed 9th Oct 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

About this product

Review 118 118 Money: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit Card reviews (1103)

Help when needed

5
A good standby when required easy to use and maintain Reviewed on: 16th April 2025

The application process was easy.

5
The application process was easy. The app was easy to setup and to use. I have had no negative experiences using the card or the app during everyday use. Its excellent. Reviewed on: 16th April 2025

Very good. You get a response to any query on time.

5
Very good you get a response to any queries on time. Customer service is great. Reviewed on: 16th April 2025

Excellent service and givens you notifications on wh...

5
Excellent service and givens you notifications on when payments go out of customers banks Reviewed on: 16th April 2025

Best service

5
Excellent customer service, I've had no issues at all. Very polite always when I've called them. Quick and efficient to answer any queries. Highly recommended. Thank you 118 118 Reviewed on: 16th April 2025

Amazing service, recommend to anyone I come across

4
Amazing service, recommend to anyone I come across Reviewed on: 16th April 2025

Fantastic company!

5
Fantastic company and easy to use app to keep on top of spending and repayments! Also has any loans on the same app so you can keep track of everything in one place. Reviewed on: 16th April 2025

Easy to manage account on the app.

5
Easy to manage account on the app. Keep up to date payments and regular credit limit offers which can be useful when you need that extra bit of Finacial assistance Reviewed on: 16th April 2025

118118Money is an excellent card to help you back in...

5
118118Money is an excellent card to help you back into credit . It has a charge instead of interest which l found so easy to manage Reviewed on: 15th April 2025

Very easy to apply for credit and interest rate is...

5
Very easy to apply for credit and interest rate is good Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products