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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great card

5
Great limits transparent and helpful staff Reviewed on: 20th April 2026

Great product and customer service

5
Great product and customer service Reviewed on: 20th April 2026

Clear, friendly, down to earth service

5
Clear, friendly, down to earth service. No spam messages/emails. Fab service, really impressed! Reviewed on: 20th April 2026

Easy to use app - great customer service - tailoring...

5
Easy to use app - great customer service - tailoring to your specific needs. Reviewed on: 20th April 2026

Communication

4
Good experience when you can speak to someone about your account, but found it difficult to speak to someone in the evening. I work long hours at the hospital, so not always easy to try and communicate during normal hours. Would be good when on the chat outside of working hours, your message is picked up and responded to or a message portal would be ideal Reviewed on: 20th April 2026

Never have to contact customer services, as all grea...

5
Never have to contact customer services, as all great to use. Reviewed on: 20th April 2026

Excellent professional quality service

5
Excellent professional quality service Reviewed on: 20th April 2026

Good limit easy to use anywhere in the world

4
Good limit easy to use anywhere in the world Reviewed on: 20th April 2026

Excellent service & 100 useful services

5
It’s very helpful for me and my family, easy to use for everything with any problem I’m so happy for this company Reviewed on: 20th April 2026

Great Service

5
They provide great service and simplified process of getting a credit card Reviewed on: 20th April 2026

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