Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Always a good service from start to finish

5
Always a good service from start to finish Reviewed on: 20th April 2026

Easy application, the app is so easy to manage and c...

5
Easy application, the app is so easy to manage and communication is top notch. Reviewed on: 20th April 2026

The best credit card.

5
The best credit card. East aplly. Small rate. Reviewed on: 20th April 2026

I love the app very easy to use and track...

5
I love the app very easy to use and track your money Reviewed on: 20th April 2026

fantastic experience.

5
fantastic experience from day one, easy smooth perfect. Reviewed on: 20th April 2026

A great help to get my credit score back up...

5
A great help to get my credit score back up Reviewed on: 20th April 2026

Nf review

5
Very helpfull , great app, very informative easy to use Reviewed on: 20th April 2026

Great 118

5
I haven’t had to phone customer service as the app has all the information I need and is fabulous Reviewed on: 20th April 2026

Interest rate too high

5
Interest rate too high for a credit building credit card. Reviewed on: 20th April 2026

Very good service very happy would recommend to others

5
Very good service very happy would recommend to others Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products