Smart Money People Logo

118 118 Money: Credit Card reviews

4.84
Based on 1,101 reviews, last reviewed 12th Jun 2025
95500% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Credit card Excellent service and an excellent application very easy to use,would recommend them to my family and friends. Reviewed on: 12th June 2025
Phillip m's avatar
Phillip m

Latest lowest rating:

1

bumped the apr up to 50%, i would never have conside... bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025
eushznsi's avatar
eushznsi

About this product

Review 118 118 Money: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit Card reviews (1101)

Quick payment into my bank

5
Quick replying on my email quick update Reviewed on: 15th April 2025

Fantastic card and service, straightforward and simp...

5
Fantastic card and service, straightforward and simple to use. Payment options are perfect and no fuss. Great customer service and communication. A really fantastic card service and look forward to a great future with 118 118 Money. Excellent, a big thanks from me too you. Reviewed on: 15th April 2025

Very straightforward bank to deal helped in time of...

5
Very straightforward bank to deal helped in time of necessity would highly recommend Reviewed on: 15th April 2025

Good credit limit and good card for bad credit...

5
Good credit limit and good card for bad credit Reviewed on: 15th April 2025

Very good customer service when I telephone with a q...

5
Very good customer service when I telephone with a query Reviewed on: 15th April 2025

Perfect card for credit score building

5
I got a 188188 Money card to build my credit score. The application is easy, the card arrived quickly and the app is easy to use. You can clearly see your minimum payment and can pay in whenever from your app. It's easy to keep track of your expenses and your credit. My card did not work abroad but it might have been for protection against fraud that you cannot use it without advising of your movements. Overall it's a very good card for building credit score by keeping up with repayments. Reviewed on: 15th April 2025

increased my limit within first 3 months.

4
increased my limit within first 3 months.... made my happy Reviewed on: 15th April 2025

Easy app to understand and updated immediately.

5
Easy app to understand and updated immediately. Reviewed on: 15th April 2025

The platform both credit cards and loans were excell...

5
The platform both credit cards and loans were excellent Reviewed on: 15th April 2025

118 have both helped me with credit, a loan and all...

5
118 have both helped me with credit, a loan and all checked to see if I could afford them. I'm so happy to be a customer. 10 outta 10 :) Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products