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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Nf review

5
Very helpfull , great app, very informative easy to use Reviewed on: 20th April 2026

Great 118

5
I haven’t had to phone customer service as the app has all the information I need and is fabulous Reviewed on: 20th April 2026

Interest rate too high

5
Interest rate too high for a credit building credit card. Reviewed on: 20th April 2026

Very good service very happy would recommend to others

5
Very good service very happy would recommend to others Reviewed on: 20th April 2026

118 118 is not complicated ans very easy to use.

5
118 118 is not complicated ans very easy to use. Reviewed on: 20th April 2026

Only the best provider to accept me due to circumsta...

5
Only the best provider to accept me due to circumstances Reviewed on: 20th April 2026

I was sorted out with my credit card in super quick...

5
I was sorted out with my credit card in super quick time and customer service is good. I use the APP all the time which is easy to use. I have found the interest rate a bit high though. Reviewed on: 20th April 2026

Exceptional

5
Great experience since I got the card l have had excellent service and they have made everything easy Reviewed on: 20th April 2026

Speaking to an operator difficult but the whole expe...

4
Speaking to an operator difficult but the whole experience of 118 is excellent. Reviewed on: 20th April 2026

The interest is a bit high for card users

4
The interest is a bit high for card users Reviewed on: 20th April 2026

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