Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

118 118 is not complicated ans very easy to use.

118 118 is not complicated ans very easy to use. Reviewed on: 20th April 2026

Only the best provider to accept me due to circumsta...

Only the best provider to accept me due to circumstances Reviewed on: 20th April 2026

I was sorted out with my credit card in super quick...

I was sorted out with my credit card in super quick time and customer service is good. I use the APP all the time which is easy to use. I have found the interest rate a bit high though. Reviewed on: 20th April 2026

Exceptional

Great experience since I got the card l have had excellent service and they have made everything easy Reviewed on: 20th April 2026

Speaking to an operator difficult but the whole expe...

Speaking to an operator difficult but the whole experience of 118 is excellent. Reviewed on: 20th April 2026

The interest is a bit high for card users

The interest is a bit high for card users Reviewed on: 20th April 2026

Always kept up to date and the app is very easy to use.

Always kept up to date and the app is very easy to use. Reviewed on: 20th April 2026

Easy to use, good customer service

Easy to use, good customer service Reviewed on: 20th April 2026

Super experience Good experience

Good experience using since long time Reviewed on: 20th April 2026

They’ve always supported me & been great

They’ve always supported me and whenever I’ve spoken with someone they’ve been helpful and friendly Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.05 from 93 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
Nectar Credit Card
from American Express 3.16 from 14 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub