Smart Money People Logo

118 118 Money: Credit Card reviews

4.84
Based on 1,101 reviews, last reviewed 12th Jun 2025
95500% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Credit card Excellent service and an excellent application very easy to use,would recommend them to my family and friends. Reviewed on: 12th June 2025
Phillip m's avatar
Phillip m

Latest lowest rating:

1

bumped the apr up to 50%, i would never have conside... bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025
eushznsi's avatar
eushznsi

About this product

Review 118 118 Money: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit Card reviews (1101)

Open opinion but high interest rates Offers rewarded...

4
Open opinion but high interest rates Offers rewarded to sensible use of account Reviewed on: 15th April 2025

Helped me massively

5
At a time when no-one would help. These guys gave me a chance to improve my credit Reviewed on: 15th April 2025

Doing what others won’t

4
I overall am extremely happy with 118 118 and very grateful that they have trusted in me despite a poor credit score when no others have. They have helped me immensely. My only negatives are the customer service is extremely difficult to contact with extreme wait times and the cost of the borrowing, however, I knew this when I signed up, nothing was hidden and I am aware that the high interest rate is due to my credit score. Reviewed on: 15th April 2025

118 118 gave me opportunity to manage my credit and...

5
118 118 gave me opportunity to manage my credit and payments Reviewed on: 15th April 2025

All my family use 118118

5
Never had a problem and it so easy to use online Reviewed on: 15th April 2025

The best credit card ever, it’s so easy to apply and...

5
The best credit card ever, it’s so easy to apply and the offers, balance transfer options top notch. Credit limit and interest all reasonable. Recommend this credit card anyday. Reviewed on: 15th April 2025

A very good app and quite easy to navigate

5
A very good app and quite easy to navigate Reviewed on: 15th April 2025

It’s been great never had a problem

5
It’s been great never had a problem Reviewed on: 15th April 2025

Nice peoplemr to talk too on the phone if need too.

5
Nice people to talk too on the phone if need too. Reviewed on: 15th April 2025

The best in the world

5
The best credit card with low fees and high bonus. The whole process is very quick and easy. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products