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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

I am very happy with 118 118.

I am very happy with 118 118. They have good Reviewed on: 20th April 2026

Gave me a chance.

I've got a poor credit score but 118 accepted me and gave me the chance to rebuild my credit. Reviewed on: 20th April 2026

118 118 credit card has been brilliant and given me...

118 118 credit card has been brilliant and given me increased credit after managing my account carefully. Reviewed on: 20th April 2026

Really easy to use app and good credit limits

Really easy to use app and good credit limits Reviewed on: 20th April 2026

Smooth and efficient service with no hiccups at all

Smooth and efficient service with no hiccups at all Reviewed on: 20th April 2026

Love the app it’s so easy to use and the customer se...

Love the app it’s so easy to use and the customer service is second to none Reviewed on: 20th April 2026

So i am so happy they are great easy to apply and in...

So i am so happy they are great easy to apply and instant acceptance Reviewed on: 20th April 2026

A helping hand when others turn their backs

118118 provided me with an amazing platform to help start over and rebuild my credit after several years being down on my luck. The customer service has always been outstanding and the app is so user friendly it’s refreshing. Very very happy with 118118 Reviewed on: 20th April 2026

Payments are very quickly processed

Payments are very quickly processed Reviewed on: 20th April 2026

Had my card used fraudulently.

Had my card used fraudulently. Declined several attempts in the app but some had already been taken as pending on my account. I froze my card and called to get some help. I answered all the relevant questions and was told that all attempts would be re-credited to my account. Still waiting for two transactions to be credited. Yet again another phone call needed to try to get theses removed and credited back to me! Reviewed on: 20th April 2026

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