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118 118 Money: Credit Card reviews

4.84
Based on 1,101 reviews, last reviewed 12th Jun 2025
95500% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Credit card Excellent service and an excellent application very easy to use,would recommend them to my family and friends. Reviewed on: 12th June 2025
Phillip m's avatar
Phillip m

Latest lowest rating:

1

bumped the apr up to 50%, i would never have conside... bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025
eushznsi's avatar
eushznsi

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118 118 Money Credit Card reviews (1101)

High interest rates doesnt feel like iam paying anyt...

3
High interest rates doesnt feel like iam paying anything off of balance Reviewed on: 16th April 2025

My recent experience with 118 has been nothing short...

5
My recent experience with 118 has been nothing short of amazing! The app especially is so easy to use to track your spending, available balance and making payments etc Reviewed on: 16th April 2025

The rates are high but helping me to build my credit...

5
The rates are high but helping me to build my credit score, apps easy to use, and quick response with customer service. Reviewed on: 16th April 2025

Staff are always happy to help.

5
Staff are always happy to help. Very professional and always very polite Reviewed on: 16th April 2025

Easy to use and great staff.

5
Easy to use and great staff. Never had any issues at all Reviewed on: 16th April 2025

Haven't dealt with customer service but find the app...

3
Haven't dealt with customer service but find the app basic with room for improvement statements do not have an estimated interest for following g statement like others do which woukd enable customers to be abke to manage there card better Reviewed on: 16th April 2025

118118 TOOK A CHANCE ON ME.

5
I was once out of my depth financially. Although my credit score at the time was rather weak. 118118 gave me a hope of a chance. Since then my financial status in reviewing my credit score has come in leaps and bounds,all due to 118118 taking a chance on me. I owe this company a huge thank you for believing in me. THANKYOU 118118. Reviewed on: 16th April 2025

Very helpful and quick.

5
Very helpful and quick. The app is great for keeping track off card or loan Reviewed on: 16th April 2025

Convenient, only negative is the high interest rate

4
Convenient, only negative is the high interest rate Reviewed on: 16th April 2025

I haven’t needed to contact Customer Service, as I h...

5
I haven’t needed to contact Customer Service, as I have not experienced any problems with 118 118. Using the card abroad is simple and without surcharges Reviewed on: 16th April 2025

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