Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Great customer support and app is very good

Great customer support and app is very good Reviewed on: 20th April 2026

Supporting

118118 have provided the support I needed and have helped improve my credit score in the process Reviewed on: 20th April 2026

Ridiculous interest rate .

Very easy to use , repayments via the app very easy . Interest rate needs to come down , ridiculous percentage rate . Reviewed on: 20th April 2026

The app is easy to use & very clear to understand, y...

The app is easy to use & very clear to understand, you can do everything via the app which is helpful Reviewed on: 20th April 2026

All good no problem.

All good no problem. Easy to use easy to make payments Reviewed on: 20th April 2026

Always gave amazing customer service when I’ve neede...

Always gave amazing customer service when I’ve needed them which is almost never which is perfect Reviewed on: 20th April 2026

Great service

Very good experience so far, the app is also very easy to use Reviewed on: 20th April 2026

Quick friendly and helpful easy to use

Quick friendly and helpful easy to use Reviewed on: 20th April 2026

Excellent customer services and good care of there c...

Excellent customer services and good care of there clients Reviewed on: 20th April 2026

Very good and easy to understand

Very good and easy to understand Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 3.70 from 7 reviews
Credit Card
from Ocean Finance 4.08 from 22 reviews
Platinum credit cards
from Barclaycard 4.03 from 336 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub