Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5641)

All good no problem.

5
All good no problem. Easy to use easy to make payments Reviewed on: 20th April 2026

Always gave amazing customer service when I’ve neede...

5
Always gave amazing customer service when I’ve needed them which is almost never which is perfect Reviewed on: 20th April 2026

Great service

5
Very good experience so far, the app is also very easy to use Reviewed on: 20th April 2026

Quick friendly and helpful easy to use

5
Quick friendly and helpful easy to use Reviewed on: 20th April 2026

Excellent customer services and good care of there c...

5
Excellent customer services and good care of there clients Reviewed on: 20th April 2026

Very good and easy to understand

5
Very good and easy to understand Reviewed on: 20th April 2026

The app is very easy to use and understanding.

5
The app is very easy to use and understanding...easy to use and would definitely reccomend Reviewed on: 20th April 2026

I have found my experience to very satisfactory as I...

5
I have found my experience to very satisfactory as I have found all needs met, any questions/queries I had answered in a timely, professional and efficient manner and it has helped me grow in my financial applitude whilst also improving my credit score. Reviewed on: 20th April 2026

Always willing to help customers and give update and...

4
Always willing to help customers and give update and reminders Reviewed on: 20th April 2026

Rebuilding credit

4
Looking to rebuild my credit score and pleased with the being accepted. Have a good credit limit being able to show i can use a certain amount with maxing out £100-200 limit with 1 spend Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products