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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

I really enjoy having the 118 Card.

I really enjoy having the 118 Card. Customer Service is good. My only reason for deducting stars is that I am unable to link my card to Apple Pay and that I am sent offers in app that take me to pages saying an error has occurred. That is frustrating. Reviewed on: 22nd April 2025

This card is amazing so is the app it’s so easy to k...

This card is amazing so is the app it’s so easy to keep count of what you’re spending and you get updates regularly. It makes things easy inconvenient especially when you go out and they are always there to help or if you decide you need something special it’s there for that helping hand They are friendly and helpful and if you need advice, they are always always there to help they tell you in advance if you want to have a increase in your credit limit which is great as well so thank you very much for an amazing card Reviewed on: 22nd April 2025

Had no problems or worries with 118 118

Had no problems or worries with 118 118 Reviewed on: 22nd April 2025

Excellent

Very good experience ,I like it I refer my friend and family members. Reviewed on: 22nd April 2025

Very good service.

Very good service. I recommend totally Reviewed on: 22nd April 2025

Great service and help building credit score and con...

Great service and help building credit score and controlling your money and spending Reviewed on: 22nd April 2025

I needed financial help and received it without any...

I needed financial help and received it without any fuss Reviewed on: 22nd April 2025

Haven’t had to contact customer service which I see...

Haven’t had to contact customer service which I see as a positive means I haven’t had any problems Reviewed on: 22nd April 2025

I’ve never had a problem.

I’ve never had a problem. And always get notified in advance when the payment is due, so you know to make sure there’s money in the bank. Reviewed on: 22nd April 2025

Very easy to set up, fast delivery of the card and i...

Very easy to set up, fast delivery of the card and its details. The app is also very easy to use to make repayments on time and to check on recent transactions. Would recommend the card to everyone. Reviewed on: 22nd April 2025

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