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118 118 Money: Credit card reviews

4.85
Based on 5,130 reviews, last reviewed 20th Apr 2026
357100% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I am very happy with 118 118. I am very happy with 118 118. They have good Reviewed on: 20th April 2026
vincent 's avatar
vincent

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5130)

I have had no problems with 118 money

5
I have had no problems with 118 money Reviewed on: 15th April 2025

Hace been very helpful is good to.

5
Hace been very helpful is good to. Rebuild your credit score Reviewed on: 15th April 2025

Very nice and good service excellent customer service

5
Very nice and good service excellent customer service Reviewed on: 15th April 2025

Superb card all time and very reasonable interest rate

5
Superb card all time and very reasonable interest rate Reviewed on: 15th April 2025

Excellent customer service, but long holds

4
When I get through to someone the customer service has been great. The only issue I have is the wait times to get hold of someone on the live chat system, other than that I would definitely recommend. Reviewed on: 15th April 2025

Great experience with no issues.

5
Great experience with no issues. App is user friendly Reviewed on: 15th April 2025

Overall I'm satisfied with product

5
Overall I'm satisfied with product Reviewed on: 15th April 2025

I found 118 118 to be easier to use and has much mor...

4
I found 118 118 to be easier to use and has much more value for money then any other company I have tried. Reviewed on: 15th April 2025

Very straight forward service, everything sorted to...

5
Very straight forward service, everything sorted to make it easy to use and manage Reviewed on: 15th April 2025

Reliable and affordable

5
Affordable and easy to use and provides a good starting limit. App is also to use and provides helpful information. Reviewed on: 15th April 2025

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