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118 118 Money: Credit card reviews

4.85
Based on 4,958 reviews, last reviewed 20th Apr 2026
342100% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

When I lost my hope for a credit card I've found you... When I lost my hope for a credit card I've found your company and they helped me straight away Reviewed on: 20th April 2026
Elvis M's avatar
Elvis M

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (4958)

Good no issues really positive.

4
Good no issues really positive. Easy to use and gave me a opportunity to get some credit and helping to build my credit rating Reviewed on: 15th April 2025

Staff were amazing helpful and polite

5
Staff were amazing helpful and polite Reviewed on: 15th April 2025

Good credit card it has helped out with my credit...

5
Good credit card it has helped out with my credit score Reviewed on: 15th April 2025

118118 are ok if used correctly.

3
Ok. I pay any outstanding balance monthly but can imagine if someone didn't it would be costly. Reviewed on: 15th April 2025

So easy and convenient to apply for a 118 credit car...

5
So easy and convenient to apply for a 118 credit card, the process is very simple and communication is excellent when I have needed to contact customer services Reviewed on: 15th April 2025

118 has been brilliant with me.

5
118 has been brilliant with me. They first offered me a credit card which was a straight forward application and recently they offered me Al personal load....again straight forward. I have had no problems or issues with 118. Highly recommended Reviewed on: 15th April 2025

118;have been excellent in all aspects I would recom...

5
118;have been excellent in all aspects I would recommend them to anyone Reviewed on: 15th April 2025

Fantastic credit card ,a great c card provider.

5
Fantastic credit card ,a great c card provider.Good app,and brilliant customer service. Reviewed on: 15th April 2025

A good card provider, with good options and no hidde...

4
A good card provider, with good options and no hidden fees Reviewed on: 15th April 2025

Brilliant

5
Brilliant so far but app could do with more future and open banking be great Reviewed on: 15th April 2025

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