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118 118 Money: Credit card reviews

4.73
Based on 5,643 reviews, last reviewed 23rd Jun 2026
402900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026
Marek Estocak's avatar
Marek Estocak

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5643)

Never had a problem with 118 118 everything has been...

5
Never had a problem with 118 118 everything has been so smooth.. easy to use app the card is so easy to manage everything is clearly explained. Its been Best credit card iv had. Thankyou Reviewed on: 22nd April 2025

My card is easy to use, helped me build my credit sc...

5
My card is easy to use, helped me build my credit score and enabled ne to buy my first home. If you're looking to build your credit as a newbie in the UK. 118 118 money can help you with their simple app. Reviewed on: 22nd April 2025

All round good card for getting back on track

4
All round good card for getting back on track Reviewed on: 22nd April 2025

I am frequently updated on my balance as well as bei...

5
I am frequently updated on my balance as well as being scam aware. I am updated on the different ways I can get in touch with 118 if I am in need to get in touch for any reason. Very caring and I feel strongly to recommend them to anyone who needs help without hidden clauses. Reviewed on: 22nd April 2025

Good one nice enjoyed low interest

5
Good one nice enjoyed low interest Reviewed on: 22nd April 2025

good customer service

5
ive always had good experiences, i had some fraudous transactions, that got dealt with straight away Reviewed on: 22nd April 2025

Simple, Honest, Straight Forward...

5
Does exactly what it says on the tin, simple, uncomplicated, honest! Reviewed on: 22nd April 2025

The best credit card around, easy to use app, excell...

5
The best credit card around, easy to use app, excellent customer service. Reviewed on: 22nd April 2025

Very friendly reliable easy to use thr app

4
Very friendly reliable easy to use thr app Reviewed on: 22nd April 2025

App is very useful to help keep of balance and payme...

5
App is very useful to help keep of balance and payment dates. Overall service is pretty good Reviewed on: 22nd April 2025

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