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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 4,958 reviews, last reviewed 20th Apr 2026
342100% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

When I lost my hope for a credit card I've found you... When I lost my hope for a credit card I've found your company and they helped me straight away Reviewed on: 20th April 2026
Elvis M's avatar
Elvis M

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (4958)

Decent company

5
Found 118 easy to deal with, no pressure Reviewed on: 15th April 2025
Gordon McMillan's avatar
Gordon McMillan

Helped me out when most wouldn’

5
Helped me out when most wouldn’t and then supported me along the way! Great experience so far. Reviewed on: 15th April 2025
Joshua s's avatar
Joshua s

Great credit card and excellent customer service, ha...

5
Great credit card and excellent customer service, have no problems at all and would recommend to anyone. The app is easy to use and helpful, with lots of useful features. All round a great experience with 118118. Reviewed on: 15th April 2025
Elizabeth H's avatar
Elizabeth H

Excellent service and the mobile app is very easy to...

5
Excellent service and the mobile app is very easy to use a Reviewed on: 15th April 2025
Phillip m's avatar
Phillip m

Very fast

5
Up until now, whenever I reached out to address my concerns, the representatives were responsive and assured me they would take the necessary steps to resolve the issue at hand. Each time I made a call, they listened attentively and promised to follow through with appropriate actions to address my worries effectively. Reviewed on: 15th April 2025
Gregory 's avatar
Gregory

Always had good customer service when I have called...

5
Always had good customer service when I have called up and spoke to advisors and the app is good and informative as well Reviewed on: 15th April 2025
Chez's avatar
Chez

Easy to apply and always letting me know if i qualif...

5
Easy to apply and always letting me know if i qualified for updates Reviewed on: 15th April 2025
Keith d's avatar
Keith d

Happy to recommend

5
Easy to apply for, quick service and good communication. Happy to recommend. Reviewed on: 15th April 2025
Lou 's avatar
Lou

118 118 Review

5
This card company has helped me get back up and running on my credit file, When I had issues with payments because I was on sick leave The customer service helped me and freezing the interest and payment without effecting my credit file Reviewed on: 15th April 2025
Dave Regan's avatar
Dave Regan

The rates are crazy I have been balance transferring...

1
The rates are crazy I have been balance transferring funds due to how crazy the APR is. Personally I would stay well clear of this credit card Reviewed on: 15th April 2025
Brian G's avatar
Brian G

Review 118 118 Money: Credit card now

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