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118 118 Money: Credit card reviews

4.85
Based on 5,506 reviews, last reviewed 21st Apr 2026
390500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Never had an issue and don.t expect to . Never had an issue and don.t expect to. Right from the word go i have been kept informed and updated either by text or email and sometimes both . Grea... Read more Reviewed on: 21st April 2026
Jackie H's avatar
Jackie H

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5506)

Expensive way to borrow given the rates

4
Expensive way to borrow given the rates Reviewed on: 22nd April 2025

Great service would recommend definitely to other pe...

5
Great service would recommend definitely to other people give me a card when others wouldn't so was perfect for my needs glad to have found them and would definitely recommend to everyone I come across Reviewed on: 22nd April 2025

I ring to sort out a problem.

5
I ring to sort out a problem. The lady had no idea how to help Reviewed on: 22nd April 2025

Review of services - credit card

4
Review of services - credit card Reviewed on: 22nd April 2025

Easy to use app and great rates

5
Easy to use app and great rates, friendly staff if any questions Reviewed on: 22nd April 2025

I have a good experience only thing is they won’t up...

4
I have a good experience only thing is they won’t update my card as it’s out of date but apart from that fine Reviewed on: 22nd April 2025

A good choice for your finances

5
Never had any issues, have had loans from you also. Reviewed on: 22nd April 2025

Easy and fast

5
Easy to use and great for reminders Reviewed on: 22nd April 2025

118 118 card

5
At the beginning, I got a low credit and as time gone I’ve gone up to a big credit very very happy Reviewed on: 22nd April 2025

A good all-rounder

5
The APR seems to be fairly good compared to my other cards. Customer service is good and I don't feel ripped off so, all-in-all I have had a very good experience with 118 118 and their credit card. Reviewed on: 21st April 2025

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