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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

118 is OK, but £12 for going over your limit is a bi...

118 is OK, but £12 for going over your limit is a bit much considering i pay £8 pm. Why do I pay £8 when you charge £12 for going over? Reviewed on: 22nd April 2025

Best service

Always available to answer any queries clearly and rapid Reviewed on: 22nd April 2025

Swift to use accept in every store

Swift to use accept in every store Reviewed on: 22nd April 2025

No bad thing to say.

No bad thing to say. I have never had a problem. Interest could be lower though. But would definitely recommend if someone was looking for a credit card Reviewed on: 22nd April 2025

It's easy and good if I have more credit limit it's...

It's easy and good if I have more credit limit it's better because I am using nearly half of my present limit very easily because of that it's effecting my credit score Reviewed on: 22nd April 2025

Great company to deal with.

Great company to deal with. Clear and transparent Reviewed on: 22nd April 2025

Great service and always helpful

Great service and always helpful Reviewed on: 22nd April 2025

Good service - rates quite high though

Good service - rates quite high though Reviewed on: 22nd April 2025

I have always been satisfied with the service I have...

I have always been satisfied with the service I have received from 118. They inform me of any changes and keep me up to date with things happening that affect my account Reviewed on: 22nd April 2025

Never had any problems and 118 always keep you infor...

Never had any problems and 118 always keep you informed Reviewed on: 22nd April 2025

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