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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Top job 5*

Since I have had my credit card with 118 money I have had only a plus experience with the company. The staff have been very helpful and friendly giving me advice and help whenever I needed it. Reviewed on: 22nd April 2025

Good service and app very easy to use

Good service and app very easy to use Reviewed on: 22nd April 2025

Simplicity that helps .

Really simple and easy process when opening and using. Really clear communication and helpful customer service Reviewed on: 22nd April 2025

118 is OK, but £12 for going over your limit is a bi...

118 is OK, but £12 for going over your limit is a bit much considering i pay £8 pm. Why do I pay £8 when you charge £12 for going over? Reviewed on: 22nd April 2025

Best service

Always available to answer any queries clearly and rapid Reviewed on: 22nd April 2025

Swift to use accept in every store

Swift to use accept in every store Reviewed on: 22nd April 2025

No bad thing to say.

No bad thing to say. I have never had a problem. Interest could be lower though. But would definitely recommend if someone was looking for a credit card Reviewed on: 22nd April 2025

It's easy and good if I have more credit limit it's...

It's easy and good if I have more credit limit it's better because I am using nearly half of my present limit very easily because of that it's effecting my credit score Reviewed on: 22nd April 2025

Great company to deal with.

Great company to deal with. Clear and transparent Reviewed on: 22nd April 2025

Great service and always helpful

Great service and always helpful Reviewed on: 22nd April 2025

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