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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

I personaly feel the Interest rates are too high.

I personaly feel the Interest rates are too high. ..... Reviewed on: 22nd April 2025

118 118 helped me out of a sticky situation a number...

118 118 helped me out of a sticky situation a number of times due to my financial circumstances…I can’t fault them. Reviewed on: 22nd April 2025

Excellent card with great customer service

Excellent card with great customer service Reviewed on: 22nd April 2025

Never had a problem with 118 always a happy with the...

Never had a problem with 118 always a happy with their service Reviewed on: 22nd April 2025

Outstanding service and the people I spoke to were t...

Outstanding service and the people I spoke to were tremendous Reviewed on: 22nd April 2025

Great credit card provider.

Great credit card provider, excellent customer service, brilliant app, easy to use and very efficient. There's plenty of information provided and also a great loan provider with no hassle. I would highly recommend. Reviewed on: 22nd April 2025

No major issues.

No major issues. Everything works as expected Reviewed on: 22nd April 2025

Top job 5*

Since I have had my credit card with 118 money I have had only a plus experience with the company. The staff have been very helpful and friendly giving me advice and help whenever I needed it. Reviewed on: 22nd April 2025

Good service and app very easy to use

Good service and app very easy to use Reviewed on: 22nd April 2025

Simplicity that helps .

Really simple and easy process when opening and using. Really clear communication and helpful customer service Reviewed on: 22nd April 2025

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