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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5470 reviews)

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4.85

Based on 5,470 reviews, last reviewed 21st Apr 2026

387200% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Best credit card provider helped me out when I neede... Best credit card provider helped me out when I needed it most Reviewed on: 21st April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5470)

Fantastic card and service, straightforward and simp...

Fantastic card and service, straightforward and simple to use. Payment options are perfect and no fuss. Great customer service and communication. A really fantastic card service and look forward to a great future with 118 118 Money. Excellent, a big thanks from me too you. Reviewed on: 15th April 2025

Very straightforward bank to deal helped in time of...

Very straightforward bank to deal helped in time of necessity would highly recommend Reviewed on: 15th April 2025

Good credit limit and good card for bad credit...

Good credit limit and good card for bad credit Reviewed on: 15th April 2025

Very good customer service when I telephone with a q...

Very good customer service when I telephone with a query Reviewed on: 15th April 2025

Perfect card for credit score building

I got a 188188 Money card to build my credit score. The application is easy, the card arrived quickly and the app is easy to use. You can clearly see your minimum payment and can pay in whenever from your app. It's easy to keep track of your expenses and your credit. My card did not work abroad but it might have been for protection against fraud that you cannot use it without advising of your movements. Overall it's a very good card for building credit score by keeping up with repayments. Reviewed on: 15th April 2025

increased my limit within first 3 months.

increased my limit within first 3 months.... made my happy Reviewed on: 15th April 2025

Easy app to understand and updated immediately.

Easy app to understand and updated immediately. Reviewed on: 15th April 2025

The platform both credit cards and loans were excell...

The platform both credit cards and loans were excellent Reviewed on: 15th April 2025

118 have both helped me with credit, a loan and all...

118 have both helped me with credit, a loan and all checked to see if I could afford them. I'm so happy to be a customer. 10 outta 10 :) Reviewed on: 15th April 2025

Great card

Just good all round, value for money Reviewed on: 15th April 2025

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