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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Not had any problems.

5
Not had any problems. Not had any interaction with amy staff yet. Reviewed on: 22nd April 2025

I can't rate 118118 enough.

5
I can't rate 118118 enough. They come out trumps in all areas. They're helpful and efficient both on the credit card side or the personal loans. I honestly can't think of even any constructive criticism. They're my go to company when I need money. No hassle at all. Reviewed on: 22nd April 2025

Very good company very good card to have it’s cheap...

5
Very good company very good card to have it’s cheap and it is most easy to use that card wherever you go and it is reasonable every month. The repayments is very good. Would recommend it to friends and family and colleagues at work. Reviewed on: 22nd April 2025

Cannot Fault

5
Cannot fault great communications and superb service. I have been a very happy customer for some years now. Reviewed on: 22nd April 2025

Very helpful

5
Very helpful in dealing with my case gave great info and sorted what I needed brilliant Reviewed on: 22nd April 2025

Best credit card will definitely recommend it 100%

5
Best credit card will definitely recommend it 100% Reviewed on: 22nd April 2025

I love this card I pay the balance when I need to an...

5
I love this card I pay the balance when I need to and can use it everywhere Reviewed on: 22nd April 2025

Help me get credit

5
Help me get credit use as my main card now Reviewed on: 22nd April 2025

REVIEW OF 118 MONEY

5
A TRULY PROFESSIONAL COMPANY THAT OFFERS OUTSTANDING CUSTOMER SERVICE Reviewed on: 22nd April 2025

My best credit card

5
Easy to use app friendly staff if you have any issues customer services are very quick to fix issue. Reviewed on: 22nd April 2025

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