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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5642)

Fantastic card and easy to apply.

5
Fantastic card and easy to apply. Would recommend to anyone trying to boost their credit score. Reviewed on: 22nd April 2025

118 has always been good.

5
118 has always been good. Customer service always helpful as well as the app. Reviewed on: 22nd April 2025

Easy credit boosts.

5
Easy credit boosts. Good for building credit rating Reviewed on: 22nd April 2025

Interests rate not very competitive

3
Interests rate not very competitive Reviewed on: 22nd April 2025

Excellent service from 118118 I’m very happy customer

5
Excellent service from 118118 I’m very happy customer Reviewed on: 22nd April 2025

I have never had an issue with 118 they have been no...

5
I have never had an issue with 118 they have been nothing short of perfect! Reviewed on: 22nd April 2025

Fantastic amazing app very easy to use

5
Fantastic amazing app very easy to use Reviewed on: 22nd April 2025

Not had any problems.

5
Not had any problems. Not had any interaction with amy staff yet. Reviewed on: 22nd April 2025

I can't rate 118118 enough.

5
I can't rate 118118 enough. They come out trumps in all areas. They're helpful and efficient both on the credit card side or the personal loans. I honestly can't think of even any constructive criticism. They're my go to company when I need money. No hassle at all. Reviewed on: 22nd April 2025

Very good company very good card to have it’s cheap...

5
Very good company very good card to have it’s cheap and it is most easy to use that card wherever you go and it is reasonable every month. The repayments is very good. Would recommend it to friends and family and colleagues at work. Reviewed on: 22nd April 2025

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