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118 118 Money: Credit card reviews

4.85
Based on 5,431 reviews, last reviewed 21st Apr 2026
383600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Require more offers for. Customers. Never any problems with the service. I do find there's never enough offers and % is high. Could be a bit lower. Reviewed on: 21st April 2026
Leighanne G's avatar
Leighanne G

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5431)

I have got credit card with 118 118 never had an iss...

5
I have got credit card with 118 118 never had an issue great service Reviewed on: 15th April 2025

Excellent service easy helped a lot

5
Excellent service easy helped a lot Reviewed on: 15th April 2025

My experience has been nothing but excellent with th...

5
My experience has been nothing but excellent with the app and using my card , there has never been a single issue Reviewed on: 15th April 2025

Never had a problem always easy to communicate with

5
Never had a problem always easy to communicate with Reviewed on: 15th April 2025

Been a credit card holder for a good few years now a...

5
Been a credit card holder for a good few years now and never had any problems, very easy to manage my account with thier app Reviewed on: 15th April 2025

Easy as 118.

5
Signed and approved easily , easy to use app. Reviewed on: 15th April 2025

Reliable informative always keeping you updated

5
Reliable informative always keeping you updated Reviewed on: 15th April 2025

Excellent Service

5
I’ve been with 118 118 money for a good while and have no complaints. My only gripe is they don’t do Apple Pay. I like everything in my Apple Wallet rather than a physical card. Aside of that very good service. Reviewed on: 15th April 2025

Brilliant provider

5
So easy to manage, no hidden fees, friendly team Reviewed on: 15th April 2025

Excellent customer service, transparent, honest an...

4
Excellent customer service, transparent, honest and easy to use, good security too Reviewed on: 15th April 2025

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