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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

, Always customer centric staff!!!

5
Smooth and easy process!!! Always great to deal with and customer centreic staff!!! App is also useful and user friendly !!! Reviewed on: 22nd April 2025

First rate from application to pay out

5
First rate from application to pay out Reviewed on: 22nd April 2025

Best credit card

5
118 118 has really helped me financially. The customer service is fantastic and it’s definitely deserving of best credit card. I regularly get updates and emails Reviewed on: 22nd April 2025

Reliable and excellent and affordable loan monthly p...

5
Reliable and excellent and affordable loan monthly payments Reviewed on: 22nd April 2025

Helped me out during difficult time

5
Helped me out during difficult time Reviewed on: 22nd April 2025

Great card...

5
118 was the first card to give me a chance and now my credit score is better than it's ever been it was easy to apply and you use the app for everything it's all on there every in just a couple of taps Reviewed on: 22nd April 2025

I’ve never had any issues with my account

5
I’ve never had any issues with my account Reviewed on: 22nd April 2025

Customer service is excellent they listen not just g...

5
Customer service is excellent they listen not just go through a script.Very helpful Reviewed on: 22nd April 2025

So easy and simple to get online and get a...

5
So easy and simple to get online and get a card Reviewed on: 22nd April 2025

Fast and reliable, good customer support

5
Fast and reliable, good customer support Reviewed on: 22nd April 2025

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