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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

An excellent card with a decent credit limit.

5
An excellent card with a decent credit limit. I have been using it for a while now. Personally I find it reliable. Reviewed on: 22nd April 2025

A service that matters

5
Exceptional help from experienced telephonic operators offering their and 118118 services Reviewed on: 22nd April 2025

Brilliant service great app.

5
Brilliant service great app. Very friendly call centre Reviewed on: 22nd April 2025

, Always customer centric staff!!!

5
Smooth and easy process!!! Always great to deal with and customer centreic staff!!! App is also useful and user friendly !!! Reviewed on: 22nd April 2025

First rate from application to pay out

5
First rate from application to pay out Reviewed on: 22nd April 2025

Best credit card

5
118 118 has really helped me financially. The customer service is fantastic and it’s definitely deserving of best credit card. I regularly get updates and emails Reviewed on: 22nd April 2025

Reliable and excellent and affordable loan monthly p...

5
Reliable and excellent and affordable loan monthly payments Reviewed on: 22nd April 2025

Helped me out during difficult time

5
Helped me out during difficult time Reviewed on: 22nd April 2025

Great card...

5
118 was the first card to give me a chance and now my credit score is better than it's ever been it was easy to apply and you use the app for everything it's all on there every in just a couple of taps Reviewed on: 22nd April 2025

I’ve never had any issues with my account

5
I’ve never had any issues with my account Reviewed on: 22nd April 2025

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