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118 118 Money: Credit card reviews

4.85
Based on 5,228 reviews, last reviewed 20th Apr 2026
365800% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service always would recommend Great service always would recommend Reviewed on: 20th April 2026
Mrs n's avatar
Mrs n

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5228)

Great service good credit limit balance transfer at...

5
Great service good credit limit balance transfer at a lower interest rate Reviewed on: 15th April 2025

Good service friendly service good rates

5
Good service friendly service good rates Reviewed on: 15th April 2025

Really easy and quick application

5
Really easy and quick application Reviewed on: 15th April 2025

118 star survey

5
118 provides me with all the answers I need Reviewed on: 15th April 2025

Very nice and good service nice staff very satisfi...

5
Very nice and good service nice staff very satisfied with that Reviewed on: 15th April 2025

I'M ALWAYS HAPPY USED THIS SERVICES AND I NEVER FEE...

5
I'M ALWAYS HAPPY USED THIS SERVICES AND I NEVER FEEL UPSET. Reviewed on: 15th April 2025

Great company

5
Never had any issues. Any time I've had to call, Customer service has been great and so helpful. Would highly recommend 118118 to anyone especially those with lower credit scores. It does make a difference and helps improve your score. Reviewed on: 15th April 2025

Very flexible credit card and loan provider.

5
Very flexible credit card and loan provider. Totally reliable and helpful Reviewed on: 15th April 2025

Very easy application process

5
Very easy application process, clear app to keep control Reviewed on: 15th April 2025

I have had no issue with using my credit card.

5
I have had no issue with using my credit card. Reviewed on: 15th April 2025

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