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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Great card and they understand my needs.

5
Great card and they understand my needs. Reviewed on: 22nd April 2025

Easy to apply, easy to manage the app,

5
Easy to apply, easy to manage the app, Reviewed on: 22nd April 2025

Always very helpful and clear.

5
Always very helpful and clear.Great rates excellent support. Reviewed on: 22nd April 2025

Easy to use.

5
Easy to use. Great experience. Good tool to build credit rating! Reviewed on: 22nd April 2025

Excellent experience using 118 118

5
Excellent experience using 118 118 Reviewed on: 22nd April 2025

Helping hand to responsible use

5
This was the first card I could get after having an IVA and it really helped me boost my credit score Reviewed on: 22nd April 2025

Expensive way to borrow given the rates

4
Expensive way to borrow given the rates Reviewed on: 22nd April 2025

Great service would recommend definitely to other pe...

5
Great service would recommend definitely to other people give me a card when others wouldn't so was perfect for my needs glad to have found them and would definitely recommend to everyone I come across Reviewed on: 22nd April 2025

I ring to sort out a problem.

5
I ring to sort out a problem. The lady had no idea how to help Reviewed on: 22nd April 2025

Review of services - credit card

4
Review of services - credit card Reviewed on: 22nd April 2025

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