Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Customer service is excellent they listen not just g...

5
Customer service is excellent they listen not just go through a script.Very helpful Reviewed on: 22nd April 2025

So easy and simple to get online and get a...

5
So easy and simple to get online and get a card Reviewed on: 22nd April 2025

Fast and reliable, good customer support

5
Fast and reliable, good customer support Reviewed on: 22nd April 2025

Great card and they understand my needs.

5
Great card and they understand my needs. Reviewed on: 22nd April 2025

Easy to apply, easy to manage the app,

5
Easy to apply, easy to manage the app, Reviewed on: 22nd April 2025

Always very helpful and clear.

5
Always very helpful and clear.Great rates excellent support. Reviewed on: 22nd April 2025

Easy to use.

5
Easy to use. Great experience. Good tool to build credit rating! Reviewed on: 22nd April 2025

Excellent experience using 118 118

5
Excellent experience using 118 118 Reviewed on: 22nd April 2025

Helping hand to responsible use

5
This was the first card I could get after having an IVA and it really helped me boost my credit score Reviewed on: 22nd April 2025

Expensive way to borrow given the rates

4
Expensive way to borrow given the rates Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products