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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great service would recommend definitely to other pe...

5
Great service would recommend definitely to other people give me a card when others wouldn't so was perfect for my needs glad to have found them and would definitely recommend to everyone I come across Reviewed on: 22nd April 2025

I ring to sort out a problem.

5
I ring to sort out a problem. The lady had no idea how to help Reviewed on: 22nd April 2025

Review of services - credit card

4
Review of services - credit card Reviewed on: 22nd April 2025

Easy to use app and great rates

5
Easy to use app and great rates, friendly staff if any questions Reviewed on: 22nd April 2025

I have a good experience only thing is they won’t up...

4
I have a good experience only thing is they won’t update my card as it’s out of date but apart from that fine Reviewed on: 22nd April 2025

A good choice for your finances

5
Never had any issues, have had loans from you also. Reviewed on: 22nd April 2025

Easy and fast

5
Easy to use and great for reminders Reviewed on: 22nd April 2025

118 118 card

5
At the beginning, I got a low credit and as time gone I’ve gone up to a big credit very very happy Reviewed on: 22nd April 2025

A good all-rounder

5
The APR seems to be fairly good compared to my other cards. Customer service is good and I don't feel ripped off so, all-in-all I have had a very good experience with 118 118 and their credit card. Reviewed on: 21st April 2025

Easy app to follow great customer service and great...

5
Easy app to follow great customer service and great service Reviewed on: 21st April 2025

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