Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,116 reviews, last reviewed 20th Apr 2026
355900% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It’s great, it’s make my life easier It’s great, it’s make my life easier Reviewed on: 20th April 2026
Yogesh Y's avatar
Yogesh Y

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (5116)

118 have been brilliant at building up my credit lim...

5
118 have been brilliant at building up my credit limit and easy to talk to on the app Reviewed on: 15th April 2025
Rachel t's avatar
Rachel t

No problems, nothing confusing.

5
Never really had any problems at all, but the only time I did it was a quick fix by customer service (mostly due to my fault anyways). Great balance opportunities and doing wonders for credit score with regular payments. Reviewed on: 15th April 2025
Andy's avatar
Andy

118118 communicate well with its customers and the a...

4
118118 communicate well with its customers and the app is easy to navigate Reviewed on: 15th April 2025
Melissa C's avatar
Melissa C

Fantastic service best credit card I've had

5
Fantastic service best credit card I've had Reviewed on: 15th April 2025
Charlene c's avatar
Charlene c

Always keeps me informed when payment is due .

5
Always keeps me informed when payment is due .App very easy to use Reviewed on: 15th April 2025
Nicholas 's avatar
Nicholas

It’s very good to use best credit card

5
It’s very good to use best credit card Reviewed on: 15th April 2025
Mohammed H's avatar
Mohammed H

I was in a bit of a sticky situation regarding some...

5
I was in a bit of a sticky situation regarding some money issues, i searched online and found 118 118 money, i contacted them for a credit card and they helped me greatly, i would most certainly recommend 118 118 money, don't take my word for it, contact them and see for yourself Reviewed on: 15th April 2025
michael's avatar
michael

118 Money

5
Good and easy to use app. Helpful hints on applying for credit and budgeting for a rainy day. Thanks for all your help Reviewed on: 15th April 2025
Michael R's avatar
Michael R

Fabulous, no problem with anything

5
Fabulous, no problem with anything Reviewed on: 15th April 2025
Allan Wilson's avatar
Allan Wilson

Good credit limit and decent increases.

5
Good credit limit and decent increases. Reviewed on: 15th April 2025
Tony w's avatar
Tony w

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill