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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

It easy, self and reliable in getting money

5
It easy, self and reliable in getting money Reviewed on: 21st April 2025

Very easy and seamless to apply.

5
Very easy and seamless to apply. Reviewed on: 21st April 2025

118 you need money

5
118 you need money, call them with confidence and the money is already in your account Reviewed on: 19th April 2025

easy to operate APP great support if you need it...

5
easy to operate APP great support if you need it Using the card very easy and if you operate card correctly you do get an increase if you need or want it Reviewed on: 19th April 2025

App is very easy to use.

5
App is very easy to use. I got given a very competitive interest rate and have been very happy with my service. I would probably recommend to someone else if they needed a credit card. Very easy to change payment amount too. Reviewed on: 19th April 2025

My best credit card experience

4
The 118 118 money app is easy to access with fantastic features and customer service. I get monthly alerts on my direct debit and balance monthly. Reviewed on: 19th April 2025

TOP, very efficient

5
hassle-free, quick decision and the best part for me lovely and friendly Team Reviewed on: 19th April 2025

All good easy apps happy recomend to a pal

5
All good easy apps happy recomend to a pal Reviewed on: 18th April 2025

Only had one credit increase in nearly a...

3
Only had one credit increase in nearly a year Reviewed on: 18th April 2025

Great customer service and friendly service

5
Great customer service and friendly service Reviewed on: 18th April 2025

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