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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5642)

Happyness

5
Always happy with the service provided, Always helpful and quick response. I've used the credit card and loan service and never had any issues. Been with them around 2 years now, never had any issues. Have recommended to friends and family as well. Reviewed on: 15th April 2025

Great Card, always keep you fully informed.

5
Great Card, always keep you fully informed. Great customer service. Really helpful. Easy to use app. Reviewed on: 15th April 2025

Excellent thank

5
Good experience would like to recommend a friend Reviewed on: 15th April 2025

Helping my credit score

5
118 118 Money since being with them has helped my credit rating, and it continues to increase. The service is easy to use and also gives helpful tips. Reviewed on: 15th April 2025

Always helpfull with any issues and the app is easy...

5
Always helpfull with any issues and the app is easy to navigate Reviewed on: 15th April 2025

very good services 118 118

5
very good services and. fast services Reviewed on: 15th April 2025

Excellent card company

5
Iv been with 118 118 for awhile now iv never had any problems with them the payments are so easy using card is so easy it is the best company out everything is explained very clear at beginning interest is affordable I am so happy Im with them thankyou 118 118 you have made my kids and my life that bit easier I highly recommend Reviewed on: 15th April 2025

Good company

5
Good company app is straight forward to use, great communications. I would recommend Reviewed on: 15th April 2025

Very supportive when help is needed specially flexib...

5
Very supportive when help is needed specially flexible when using the service, Reviewed on: 15th April 2025

My experience has been good apart from one time I ha...

4
My experience has been good apart from one time I had an issue with my direct debit being set to the wrong account, I immediately paid it and sorted it but I got lots of texts and calls and emails that was a little threatening. Reviewed on: 15th April 2025

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