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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Very seemless and great connectivity.

5
Very seemless and great connectivity. Reviewed on: 20th April 2026

I took a credit card with them and then after keepin...

5
I took a credit card with them and then after keeping up with payments received a offer one day of a guaranteed personal loan received the money within a hour Reviewed on: 20th April 2026

Good credit card.

5
Good credit card. Will definitely recommend. Increased credit limit in months time. Reviewed on: 20th April 2026

118 118 for all your needs

5
Very easy to deal with ,I have loan as well & from start to finish it was seamless Reviewed on: 20th April 2026

Trustworthy

5
Great app. Easy to use and great customer service. Reviewed on: 20th April 2026

Good communication.

5
Good communication. When you have financial difficulties you can talk to them. Reviewed on: 20th April 2026

Simple, straightforward and reliable

5
Applying for the credit card was easy. The app is really clear. I feel like I have a good control over my spending. I found the service so amazing that I decided to use 118 from a loan to buy a car as well. Reviewed on: 20th April 2026

Very good, credit limit increased every 6 months

5
Very good, credit limit increased every 6 months Reviewed on: 20th April 2026

All goes well, wasn’t hard do alllu

5
All goes well, wasn’t hard do alllu Reviewed on: 20th April 2026

Good apr rate, fair payback amounts all round good c...

5
Good apr rate, fair payback amounts all round good card Reviewed on: 20th April 2026

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