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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Trustworthy

5
Great app. Easy to use and great customer service. Reviewed on: 20th April 2026

Good communication.

5
Good communication. When you have financial difficulties you can talk to them. Reviewed on: 20th April 2026

Simple, straightforward and reliable

5
Applying for the credit card was easy. The app is really clear. I feel like I have a good control over my spending. I found the service so amazing that I decided to use 118 from a loan to buy a car as well. Reviewed on: 20th April 2026

Very good, credit limit increased every 6 months

5
Very good, credit limit increased every 6 months Reviewed on: 20th April 2026

All goes well, wasn’t hard do alllu

5
All goes well, wasn’t hard do alllu Reviewed on: 20th April 2026

Good apr rate, fair payback amounts all round good c...

5
Good apr rate, fair payback amounts all round good card Reviewed on: 20th April 2026

Very good, customer service excellent

5
Very good, customer service excellent Reviewed on: 20th April 2026

amazing app good credit card never had issues with t...

5
amazing app good credit card never had issues with this amazin Reviewed on: 20th April 2026

Easy to use app.

5
Easy to use app. Good customer service. Reviewed on: 20th April 2026

Normal thing

4
Good experience bat the most let see Reviewed on: 20th April 2026

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