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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Fortunately since having an account, everything has...

Fortunately since having an account, everything has been easily accessible and informative. Just what you need to make life that bit easier. Reviewed on: 20th April 2026

No fault everything you need you can get

No fault everything you need you can get Reviewed on: 20th April 2026

Lovely balance transfer offers!

Lovely balance transfer offers! Really helpful and so soon after I opened the account. Thank you 118118. Reviewed on: 20th April 2026

Everything is maintained in an easy to use app, whic...

Everything is maintained in an easy to use app, which make the experience even more accessible and slick Reviewed on: 20th April 2026

Not had any issues with loan or credit card, very st...

Not had any issues with loan or credit card, very straightforward Reviewed on: 20th April 2026

Good credit card if you have previous bad credit, he...

Good credit card if you have previous bad credit, helped build my credit score back up but it is a higher interest rate card Reviewed on: 20th April 2026

Excellent to deal with

Smooth application process & great customer service Reviewed on: 20th April 2026

Easy to use and access

Easy to use and access anytime you needed, customer service always there to help you. I will recommend to everyone I know. Reviewed on: 20th April 2026

Apr could be more competitive and limits better

Apr could be more competitive and limits better Reviewed on: 20th April 2026

Credit card

Great for credit building . Keep up with the repayments and get increases Reviewed on: 20th April 2026

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