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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3223 reviews)

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4.85

Based on 3,223 reviews, last reviewed 16th Apr 2026

190200% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great Credit Card, All Good, Many Thanks 118 ! Great Credit Card, All Good, Many Thanks 118 !!! Reviewed on: 16th April 2026

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3223)

No issue lender

I have had a very good experience with 118118, never bumped into any issues with them at all. Reviewed on: 6th April 2026

Help me manage my money better, able to spread costs...

Help me manage my money better, able to spread costs put Reviewed on: 6th April 2026

Very helpful and effective and helped with payment d...

Very helpful and effective and helped with payment dates Reviewed on: 6th April 2026

Straight forward credit card and app

Easy to apply for and transparent process. Good communication at application and on going. Easy to use app and good level of notifications, not spammy buy keep you informed. Reviewed on: 6th April 2026

Brilliant service

Very easy to keep track with the Apps Reviewed on: 6th April 2026

Great service when needed through the app.

Great service when needed through the app. The app is easily used anyone can use it. Reviewed on: 6th April 2026

Quick and deliverable,the app is easily accessible a...

Quick and deliverable,the app is easily accessible and prompt Reviewed on: 6th April 2026

Excellent way to build your credit score helpful sta...

Excellent way to build your credit score helpful staff always on call Reviewed on: 6th April 2026

Straight Forward

straight forward to access and prompt response to enquiries. Polite customer service and instant acknowledgement of payments rather than waiting a week or so for theses payments to show on my balance. Reviewed on: 6th April 2026

Super easy process to get started.

Super easy process to get started. Zero complaints. Reviewed on: 6th April 2026

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