Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

View other 118 118 Money products

4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5639)

Very good service and good job realy

Very good service and good job really Reviewed on: 20th April 2026

It’s good Apr compared to other companies

It’s good Apr compared to other companies Reviewed on: 20th April 2026

My expincence

Good all round service on a credit card and loan I’ve got both and do not regret one thing if asked I would highly recommend them Reviewed on: 20th April 2026

Great service, quick response.

Great service, quick response. Easy app to use. No problems. Highly recommend. Reviewed on: 20th April 2026

Good service and o love it to use 118118 service...

Good service and o love it to use 118118 service Reviewed on: 20th April 2026

I have had a great experience with 118 so far.

I have had a great experience with 118 so far. Very helpful. Reviewed on: 20th April 2026

No issues, have never needed to speak to customer se...

No issues, have never needed to speak to customer services Reviewed on: 20th April 2026

118 out of 100

So easy to use, great app, excellent customer service when needed. Love it Reviewed on: 20th April 2026

Very straight forward process from application to fi...

Very straight forward process from application to first spend. App is just as straight forward, easly and slick to use, can't fault it. Reviewed on: 20th April 2026

excellent information and process kept me informed a...

excellent information and process kept me informed at all time Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 3.55 from 20 reviews
Credit card
from Vanquis 4.35 from 595 reviews
Credit builder card
from thimbl. 4.39 from 18 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4607 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub