Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5641)

Excellent service and professionalism when my card w...

5
Excellent service and professionalism when my card was compromised. Detected early and resolved which saved me from loosing a fair chunk of money. Replacement card sent within 7 days. Reviewed on: 15th April 2025

Epic epic

5
I have been with 118 now for 2 yrs,. The options , offers and rates are fabulouse, abd the 2 guys on the add still lookin as hot as ever.. Best trusted ceedit card out there, now gimmi my £1000 prize hahah Reviewed on: 15th April 2025

Excellent service good customer service and support

5
Excellent service good support good service Reviewed on: 15th April 2025

Good company have been with the company for many years

5
Have been with the company for many years Reviewed on: 15th April 2025

Very helpful.

4
Very helpful. Letting you know when your close to your credit limit. Lost my card sent replacement within a week. Reviewed on: 15th April 2025

Easy to use and good quality service

5
Easy to use and good quality service Reviewed on: 15th April 2025

Fast customer service and feed back

5
Fast customer service and feed back Reviewed on: 15th April 2025

I found their services unique.

5
I found their services unique and easy to access their services online and on the telephone. Reviewed on: 15th April 2025

Long Time Customer - Extremely Happy

5
I've had the card for over 4 years and I've never had a single issue with the company at all. I get automatic credit limit increases every so often. I can also view my PIN details on their app, which is a fantastic help to me if I ever need to make a larger payment and can't remember the pin. A couple.of.features I would like is being able to view my card details to make online payments if I don't have the physical card with me. Overall the company are great with me and paying each month is very straight forward. Reviewed on: 15th April 2025

bonus for me

5
118118 help me out a lot when other cards turned me down Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products