Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,644 reviews, last reviewed 1st Jul 2026
121% increase in 5 star reviews
in the past 90 days
114% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026
Maria C's avatar
Maria C

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5644)

From start excellent easy to apply loan was accepte...

5
From start excellent easy to apply loan was accepted straight away no hassles easy online applications good customer service always in touch about payments Reviewed on: 15th April 2025

Found service exceptional.

5
Found service exceptional when difficult to get credit. It helped me out of a mess would definitely recommend to friends and family Reviewed on: 15th April 2025

Always a positive experience

5
Always found they kept in touch when payment was due. I have no problems, find it a positive experience Reviewed on: 15th April 2025

Excellent service and professionalism when my card w...

5
Excellent service and professionalism when my card was compromised. Detected early and resolved which saved me from loosing a fair chunk of money. Replacement card sent within 7 days. Reviewed on: 15th April 2025

Epic epic

5
I have been with 118 now for 2 yrs,. The options , offers and rates are fabulouse, abd the 2 guys on the add still lookin as hot as ever.. Best trusted ceedit card out there, now gimmi my £1000 prize hahah Reviewed on: 15th April 2025

Excellent service good customer service and support

5
Excellent service good support good service Reviewed on: 15th April 2025

Good company have been with the company for many years

5
Have been with the company for many years Reviewed on: 15th April 2025

Very helpful.

4
Very helpful. Letting you know when your close to your credit limit. Lost my card sent replacement within a week. Reviewed on: 15th April 2025

Easy to use and good quality service

5
Easy to use and good quality service Reviewed on: 15th April 2025

Fast customer service and feed back

5
Fast customer service and feed back Reviewed on: 15th April 2025

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review