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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5644 reviews)

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4.73

Based on 5,644 reviews, last reviewed 1st Jul 2026

121% increase in 5 star reviews

in the past 90 days

114% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

I found their services unique.

I found their services unique and easy to access their services online and on the telephone. Reviewed on: 15th April 2025

Long Time Customer - Extremely Happy

I've had the card for over 4 years and I've never had a single issue with the company at all. I get automatic credit limit increases every so often. I can also view my PIN details on their app, which is a fantastic help to me if I ever need to make a larger payment and can't remember the pin. A couple.of.features I would like is being able to view my card details to make online payments if I don't have the physical card with me. Overall the company are great with me and paying each month is very straight forward. Reviewed on: 15th April 2025

bonus for me

118118 help me out a lot when other cards turned me down Reviewed on: 15th April 2025

I love that I can use my 118118 card when I'm on hol...

I love that I can use my 118118 card when I'm on holiday abroad without any extra charges Reviewed on: 15th April 2025

Great service easy to arrange.

Great service easy to arrange. Customer service always friendly and professional. What's not to like? Reviewed on: 15th April 2025

A credit card that is realistic and competitive

Very easy to apply for the card, the app is user friendly and the alerts help you keep on top of everything. A realistic credit limit is offered and the % Apr is competitive. Reviewed on: 15th April 2025

Always a quick service .

Always a quick service . A pleasure to deal with . Reviewed on: 15th April 2025

Helped me out when it was needed.

Helped me out when it was needed. And it's helping to rebuild my credit. I'm well happy Reviewed on: 15th April 2025

Easy to use the app everything you need in 1...

Easy to use the app everything you need in 1 place Reviewed on: 15th April 2025

Was easy , helpful

Was easy , very happy with that credit card Reviewed on: 15th April 2025

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