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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

I love that I can use my 118118 card when I'm on hol...

I love that I can use my 118118 card when I'm on holiday abroad without any extra charges Reviewed on: 15th April 2025

Great service easy to arrange.

Great service easy to arrange. Customer service always friendly and professional. What's not to like? Reviewed on: 15th April 2025

A credit card that is realistic and competitive

Very easy to apply for the card, the app is user friendly and the alerts help you keep on top of everything. A realistic credit limit is offered and the % Apr is competitive. Reviewed on: 15th April 2025

Always a quick service .

Always a quick service . A pleasure to deal with . Reviewed on: 15th April 2025

Helped me out when it was needed.

Helped me out when it was needed. And it's helping to rebuild my credit. I'm well happy Reviewed on: 15th April 2025

Easy to use the app everything you need in 1...

Easy to use the app everything you need in 1 place Reviewed on: 15th April 2025

Was easy , helpful

Was easy , very happy with that credit card Reviewed on: 15th April 2025

Outstanding Customer Service

From the start the service advice and support is outstanding Customer service and support is always available and accurate Reviewed on: 15th April 2025

118 gave me a chance for a credit card when nobody e...

118 gave me a chance for a credit card when nobody else did,keep up payments and they will offer you a credit increase aswell,also I have a loan now with them so easy and straightforward. Reviewed on: 15th April 2025

Everything's smooth but accounting time gets longer now

Everything's smooth but accounting time gets longer now Reviewed on: 15th April 2025

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