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118 118 Money: Credit card reviews

4.85
Based on 5,533 reviews, last reviewed 22nd Apr 2026
392800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to communicate and easy to work with Easy to communicate and easy to work with Reviewed on: 22nd April 2026
Yulian H's avatar
Yulian H

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5533)

Maybe website is very clear and easy to use.

5
Maybe website is very clear and easy to use. If you need to contact customer services the you get a very helpful and polite response every time Reviewed on: 20th April 2026

credit card

5
Good service and good product bit high intrest Reviewed on: 20th April 2026

Had a credit card with them for a while straightforw...

5
Had a credit card with them for a while straightforward app and regular credit increases. Reviewed on: 20th April 2026

Worthwhile

5
Was great costomerservice is help full Reviewed on: 20th April 2026

Very quick and understandable I applied on line and...

5
Very quick and understandable I applied on line and has an answer in a matter of 10 mins Reviewed on: 20th April 2026

Great customer service.

5
Great customer service. The app is clear and not frustrating. Reviewed on: 20th April 2026

good experience, no complaint, staff have always bee...

4
good experience, no complaint, staff have always been kind, considerate & helpful over the phone :) I had to ring on one occasions due to a missed payment as i changed bank accounts, i rang the same day and the issue was resolved and i was reassured this would not harm my credit score. Reviewed on: 20th April 2026

Awesome to have this card

5
It great to be part of 118118 highly recommend to friends and family to have fun Reviewed on: 20th April 2026

Fantastic app, easy to use, service is great, never...

5
Fantastic app, easy to use, service is great, never had an issue Reviewed on: 20th April 2026

I open my account in 10 min whit poor credit

5
I open my account in 10 min whit poor credit Reviewed on: 20th April 2026

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