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118 118 Money: Credit card reviews

4.85
Based on 3,224 reviews, last reviewed 19th Apr 2026
190300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My experience with 118 118 is good in overall but so... My experience with 118 118 is good in overall but sometimes when in need coustomer support they take very long time and this card should make some cha... Read more Reviewed on: 19th April 2026
Atasham Mirza's avatar
Atasham Mirza

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026
Jason p's avatar
Jason p

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3224)

118 118 Reasons to go with 118 118 Money

5
It was very quick and easy to apply.The amount for which I qualified was fair and the instalments are very reasonable Reviewed on: 4th April 2026

Very good service, I been prompted and reminded of p...

5
Very good service, I been prompted and reminded of payments and was easy to use abroad Reviewed on: 4th April 2026

Customer service review

5
Very efficient service and excellent support Reviewed on: 4th April 2026

Perfect for daily shopping

5
Easy to use the card and app ,perfect for shopping very happy for having the card Reviewed on: 4th April 2026

I love the app, it’s safe, secure and ready to use,...

5
I love the app, it’s safe, secure and ready to use, much easier than other banking apps. Reviewed on: 4th April 2026

Great company for credit building and loans highly r...

5
Great company for credit building and loans highly recommended. My rating is now very high Reviewed on: 4th April 2026

Best customer service

5
Nothing but a great experience with 118 from the ease of the app to great customer service can't recommend 118 enough if your looking fit a credit card or loan Reviewed on: 4th April 2026

Was going well till I missed a payment!

3
Was going well till I missed a payment, then all I got was constant calls from a robot and texts saying you trying to call to discuss my account. Not a single person tried to call me! And the constant calls and text is boarding on harassment!!! Reviewed on: 4th April 2026

You miss a payment and get harassed by phone calls a...

3
You miss a payment and get harassed by phone calls and messages. Reviewed on: 4th April 2026

it chang my life 10goog

5
it chang my life i wil let all my frinds jon Reviewed on: 4th April 2026

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