Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5639)

Positive,good experience, good job

4
Positive,good experience with loan and credit card Reviewed on: 20th April 2026

Great card for credit building

5
Got help when I needed it the most. Reviewed on: 20th April 2026

Very good service, but the high interest is a real d...

5
Very good service, but the high interest is a real deal breaker, in my view, in comparison to other Credit Cards. Reviewed on: 20th April 2026

Money fraud

5
Customer service is good they dealt with my problem easily over the phone Reviewed on: 20th April 2026

118 118 yes pleasev

5
Great card easy to use and stay in control Reviewed on: 20th April 2026

118 118 is a great service easy to use and easy to u...

5
118 118 is a great service easy to use and easy to understand, everything is straight forward and any issues are meet with helpfulness Reviewed on: 20th April 2026

I was approved a credit card right when I needed it!

5
I was approved a credit card right when I needed it! Perfect! Such a relief! Quick and easy to apply and a decision made within minutes. Reviewed on: 20th April 2026

Easy to deal with, clear what your paying.

5
Easy to deal with, clear what your paying. Reviewed on: 20th April 2026

Everything has been really easy.

5
Everything has been really easy. No problems so far. Reviewed on: 20th April 2026

Contacting a real person is quite tricky.

4
Contacting a real person is quite tricky. Only ever managed an AI bot chat that wasn’t particularly helpful. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products