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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Easy to pay balance.

5
Easy to pay balance. App easy to navigate Reviewed on: 20th April 2026

Straight forward transactions.

4
Straight forward transactions. Good honest company Reviewed on: 20th April 2026

incredible at keeping you up to date

5
I use a credit card, they are incredible at keeping me up to date with my account, and offering help if ever needed Reviewed on: 20th April 2026

Excellent service provided

5
I’m very happy with customer service Reviewed on: 20th April 2026

Great customer experience and always kept up to date

5
Great customer experience and always kept up to date Reviewed on: 20th April 2026

118 not just a number

5
118 have treated me a human being not just a statistic on a piece of paper Reviewed on: 20th April 2026

Positive,good experience, good job

4
Positive,good experience with loan and credit card Reviewed on: 20th April 2026

Great card for credit building

5
Got help when I needed it the most. Reviewed on: 20th April 2026

Very good service, but the high interest is a real d...

5
Very good service, but the high interest is a real deal breaker, in my view, in comparison to other Credit Cards. Reviewed on: 20th April 2026

Money fraud

5
Customer service is good they dealt with my problem easily over the phone Reviewed on: 20th April 2026

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