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118 118 Money: Credit card reviews

4.85
Based on 5,547 reviews, last reviewed 22nd Apr 2026
394100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very helpful and they keep offering me a loan which... Very helpful and they keep offering me a loan which I don’t want right now Reviewed on: 22nd April 2026
Lucy J's avatar
Lucy J

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5547)

Best card

5
Brilliant all round rally good experience Reviewed on: 20th April 2026

Very helpful customer service.

5
Very helpful customer service. I also find the App very customer friendly and easy to navigate. Reviewed on: 20th April 2026

118118 makes credit cards really easy, Many thanks.

5
118118 makes credit cards really easy, Many thanks. Reviewed on: 20th April 2026

Always been super amazing when I’ve contacted

5
Always been super amazing when I’ve contacted Reviewed on: 20th April 2026

not to be trusted

1
offered credit limit increase which was rescinded despite exemplary upkeep of my 118118 account Reviewed on: 20th April 2026

Excellent.

5
Excellent. Have had a good experience with your company Reviewed on: 20th April 2026

Really responsive, never had any issues always someo...

5
Really responsive, never had any issues always someone to help Reviewed on: 20th April 2026

Easy to use and I’ve never had a problem

5
Easy to use and I’ve never had a problem Reviewed on: 20th April 2026

Apr creeps and crippling

4
Apr could be less , but I suppose you know what you sign up for Reviewed on: 20th April 2026

Highly recommended

5
First of all the application process was very smooth and I got the credit card quickly after approval. The app is designed with great features and easy to use . I loved it Reviewed on: 20th April 2026

Review 118 118 Money: Credit card now

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