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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 118 yes pleasev

5
Great card easy to use and stay in control Reviewed on: 20th April 2026

118 118 is a great service easy to use and easy to u...

5
118 118 is a great service easy to use and easy to understand, everything is straight forward and any issues are meet with helpfulness Reviewed on: 20th April 2026

I was approved a credit card right when I needed it!

5
I was approved a credit card right when I needed it! Perfect! Such a relief! Quick and easy to apply and a decision made within minutes. Reviewed on: 20th April 2026

Easy to deal with, clear what your paying.

5
Easy to deal with, clear what your paying. Reviewed on: 20th April 2026

Everything has been really easy.

5
Everything has been really easy. No problems so far. Reviewed on: 20th April 2026

Contacting a real person is quite tricky.

4
Contacting a real person is quite tricky. Only ever managed an AI bot chat that wasn’t particularly helpful. Reviewed on: 20th April 2026

118 is a great credit card easy to use great app wit...

5
118 is a great credit card easy to use great app with lovely amounts to spend Reviewed on: 20th April 2026

Always great when you need help with any problems

5
Always great when you need help with any problems Reviewed on: 20th April 2026

The best product

5
It has helped me through some hard times Reviewed on: 20th April 2026

Good financial support system

5
Fantastic experience and meet my needs Reviewed on: 20th April 2026

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