Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5639)

118 is a great credit card easy to use great app wit...

5
118 is a great credit card easy to use great app with lovely amounts to spend Reviewed on: 20th April 2026

Always great when you need help with any problems

5
Always great when you need help with any problems Reviewed on: 20th April 2026

The best product

5
It has helped me through some hard times Reviewed on: 20th April 2026

Good financial support system

5
Fantastic experience and meet my needs Reviewed on: 20th April 2026

Great app, superb customer service.

5
Great app, superb customer service. Low wait times, always sort you out while on the phone. Lovely people Reviewed on: 20th April 2026

So far they have been pretty good but who knows what...

5
So far they have been pretty good but who knows what may happen hopefully it will go well or maybe it won’t but we must give credit companies a chance in life Reviewed on: 20th April 2026

The app is easy to use.

5
The app is easy to use and when I needed a loan it was quick and simple to apply. The repayments are manageable and I can contact customer services if I have any issues. Reviewed on: 20th April 2026

118 have been very supportive, then send frequent re...

5
118 have been very supportive, then send frequent relevant updates & the app is easy to use Reviewed on: 20th April 2026

I have had over all good experience

4
I have had over all good experience Reviewed on: 20th April 2026

Overall, very good service but for myself it was qui...

5
Overall, very good service but for myself it was quite high interest. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products