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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great app, superb customer service.

5
Great app, superb customer service. Low wait times, always sort you out while on the phone. Lovely people Reviewed on: 20th April 2026

So far they have been pretty good but who knows what...

5
So far they have been pretty good but who knows what may happen hopefully it will go well or maybe it won’t but we must give credit companies a chance in life Reviewed on: 20th April 2026

The app is easy to use.

5
The app is easy to use and when I needed a loan it was quick and simple to apply. The repayments are manageable and I can contact customer services if I have any issues. Reviewed on: 20th April 2026

118 have been very supportive, then send frequent re...

5
118 have been very supportive, then send frequent relevant updates & the app is easy to use Reviewed on: 20th April 2026

I have had over all good experience

4
I have had over all good experience Reviewed on: 20th April 2026

Overall, very good service but for myself it was qui...

5
Overall, very good service but for myself it was quite high interest. Reviewed on: 20th April 2026

Has always been easy to use and understand

5
Has always been easy to use and understand Reviewed on: 20th April 2026

All good no problems at all website easy

5
All good no problems at all website easy Reviewed on: 20th April 2026

Helping hand

5
Well after going through bad spell after covid.Well they help when no one else would. Reviewed on: 20th April 2026

Great service and quick process to get started

5
Great service and quick process to get started Reviewed on: 20th April 2026

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