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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Good customer service

5
Since being a customer I’ve always found the customer service very on point Reviewed on: 20th April 2026

Great service amazing help when needed very happy

5
Great service amazing help when needed very happy Reviewed on: 20th April 2026

Always keeps me upto date with changes etc

5
Always keeps me upto date with changes etc Reviewed on: 20th April 2026

Really good for building credit.

4
Really good for building credit. Responsible credit limit increases Reviewed on: 20th April 2026

Always had a good experience always there to help

5
Always had a good experience always there to help Reviewed on: 20th April 2026

Great from the start.

5
Great from the start. Easy application and good offers with good credit limit increases Reviewed on: 20th April 2026

The interest rate is quite high.

5
The interest rate is quite high. It would help it was affordable, it's what keeps people away. Reviewed on: 20th April 2026

Being reminded ahead of time l find it great as not...

5
Being reminded ahead of time l find it great as not to miss a payment is good thing Reviewed on: 20th April 2026

Positive

4
My experience has been very positive, and I will continue to keep it, use it, and share it as a valuable reference moving forward Reviewed on: 20th April 2026

Your Mastercard is the most beautiful thing I have e...

5
Your Mastercard is the most beautiful thing I have ever seen. Service was apt! Reviewed on: 20th April 2026

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