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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great To Have In Your Wallet!

5
I’ve NEVER had an issue whilst using this card… Very “User Friendly” and great value & superb customer service. Reviewed on: 20th April 2026

Its perfect for my needs and one of the few apps I h...

5
Its perfect for my needs and one of the few apps I have never had an issue with. Very reliable. Reviewed on: 20th April 2026

Very nice people help to solve every problem

5
Very nice people help to solve every problem Reviewed on: 20th April 2026

Review 118

5
Excellent service and very happy Reviewed on: 20th April 2026

No waiting around

5
Amazing, get to use the card through Apple Pay before receiving the card so no waiting around for the card to come. Reviewed on: 20th April 2026

Straight forward

5
Never had any issues with 118, always easy to deal with Reviewed on: 20th April 2026

Good customer service

5
Since being a customer I’ve always found the customer service very on point Reviewed on: 20th April 2026

Great service amazing help when needed very happy

5
Great service amazing help when needed very happy Reviewed on: 20th April 2026

Always keeps me upto date with changes etc

5
Always keeps me upto date with changes etc Reviewed on: 20th April 2026

Really good for building credit.

4
Really good for building credit. Responsible credit limit increases Reviewed on: 20th April 2026

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