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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5552 reviews)

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4.85

Based on 5,552 reviews, last reviewed 22nd Apr 2026

394600% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

My process with 118 118 money has been very smooth,... My process with 118 118 money has been very smooth, with a great option to add my pay options into my virtual wallet. I couldn’t recommend them more f... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5552)

Fantastic for those big purchases, the 118 118 app c...

Fantastic for those big purchases, the 118 118 app could do with a refresh and more functionality added but overall great customer service. Reviewed on: 20th April 2026

Excellent good service always happy to help

Excellent good service always happy to help Reviewed on: 20th April 2026

APR is way too high.

APR is way too high. A lower APR would be so much better as the interest is too much and the monthly payments too high Reviewed on: 20th April 2026

Great experience, easy to follow instructions

Great experience, easy to follow instructions Reviewed on: 20th April 2026

Great Credit Card to Manage your Finances

118 credit card has given me the opportunity to manage my money and get back to a place where my credit has got back on track. The app makes it so easy to use and you can get in touch with touch easily to ask any questions you may have. The interest is very competitive and I finally feel in control. Reviewed on: 20th April 2026

I’ve have nothing but good experiences with 118

I’ve have nothing but good experiences with 118 Reviewed on: 20th April 2026

Would recommend as it’s a great card

Got this card to use as a back up mid month. It’s a great card, easy to pay at the end of the month on the app. and a reasonable interest rate. Very happy with the service Reviewed on: 20th April 2026

Good overall

Already. Overall good. Quick and simple Reviewed on: 20th April 2026

Excellent service and rewarding after being with you...

Excellent service and rewarding after being with you a short time Reviewed on: 20th April 2026

Quick outstanding and easy service , a happy company

Quick and easy service , a happy company Reviewed on: 20th April 2026

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