Write a review

118 118 Money: Credit Card reviews

Name: Credit Card
Rating: 4.78 (1101 reviews)

View other 118 118 Money products

4.84

Based on 1,101 reviews, last reviewed 12th Jun 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Credit card Excellent service and an excellent application very easy to use,would recommend them to my family and friends. Reviewed on: 12th June 2025

Latest lowest rating:

1

bumped the apr up to 50%, i would never have conside... bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025

Read all reviews Write a review

About this product

Review 118 118 Money: Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit Card reviews (1101)

Happy to recommend

Easy to apply for, quick service and good communication. Happy to recommend. Reviewed on: 15th April 2025

118 118 Review

This card company has helped me get back up and running on my credit file, When I had issues with payments because I was on sick leave The customer service helped me and freezing the interest and payment without effecting my credit file Reviewed on: 15th April 2025

The rates are crazy I have been balance transferring...

The rates are crazy I have been balance transferring funds due to how crazy the APR is. Personally I would stay well clear of this credit card Reviewed on: 15th April 2025

Easy format

Always a good service clear communication and app easy to use. Reviewed on: 15th April 2025

Made it difficult to claim fraudulent purchase hard...

Made it difficult to claim fraudulent purchase hard to get in contact and sent me a form I could not edit so didn’t bother in the end Reviewed on: 15th April 2025

Extra support at the right time

Having this credit card gave me the extra support I needed at the right time. I wish all credit cards were like this. Reviewed on: 15th April 2025

Great company

Always there to help interest us not to high Reviewed on: 15th April 2025

Excellent 118 118 money

Enjoyed working with 118 118 money bcse of their value of money, rates and good service Reviewed on: 15th April 2025

Couldn’t ask for a better credit card provider, frie...

Couldn’t ask for a better credit card provider, friendly and great communication from the start .always willing with help and support if needed . Reviewed on: 15th April 2025

Can't recommend 118 118 highly enough

From loans to credit cards, it's a very simple and efficient service. You can see exactly what you owe. I've only needed to contact Customer Services once and they were great. Once you're an established customer, you get great offers without a laborious application process. You get reminders when your payments are due and they offer assistance if you're struggling. I honestly can't rate them highly enough. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 3.91 from 24 reviews
Credit Cards
from Virgin Money 3.80 from 798 reviews
Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.91 from 1808 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub