Write a review

Go to business site

118 118 Money: Credit Card reviews

Name: Credit Card
Rating: 4.78 (1103 reviews)

View other 118 118 Money products

4.84

Based on 1,103 reviews, last reviewed 9th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025

Read all reviews Write a review

About this product

Review 118 118 Money: Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit Card reviews (1103)

Always had good customer service when I have called...

Always had good customer service when I have called up and spoke to advisors and the app is good and informative as well Reviewed on: 15th April 2025

Easy to apply and always letting me know if i qualif...

Easy to apply and always letting me know if i qualified for updates Reviewed on: 15th April 2025

Happy to recommend

Easy to apply for, quick service and good communication. Happy to recommend. Reviewed on: 15th April 2025

118 118 Review

This card company has helped me get back up and running on my credit file, When I had issues with payments because I was on sick leave The customer service helped me and freezing the interest and payment without effecting my credit file Reviewed on: 15th April 2025

The rates are crazy I have been balance transferring...

The rates are crazy I have been balance transferring funds due to how crazy the APR is. Personally I would stay well clear of this credit card Reviewed on: 15th April 2025

Easy format

Always a good service clear communication and app easy to use. Reviewed on: 15th April 2025

Made it difficult to claim fraudulent purchase hard...

Made it difficult to claim fraudulent purchase hard to get in contact and sent me a form I could not edit so didn’t bother in the end Reviewed on: 15th April 2025

Extra support at the right time

Having this credit card gave me the extra support I needed at the right time. I wish all credit cards were like this. Reviewed on: 15th April 2025

Great company

Always there to help interest us not to high Reviewed on: 15th April 2025

Excellent 118 118 money

Enjoyed working with 118 118 money bcse of their value of money, rates and good service Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.22 from 48 reviews
Credit card
from Nationwide 4.10 from 198 reviews
Everyday spending credit cards
from Halifax 3.95 from 72 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.90 from 1812 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub