Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Always had a good experience always there to help

5
Always had a good experience always there to help Reviewed on: 20th April 2026

Great from the start.

5
Great from the start. Easy application and good offers with good credit limit increases Reviewed on: 20th April 2026

The interest rate is quite high.

5
The interest rate is quite high. It would help it was affordable, it's what keeps people away. Reviewed on: 20th April 2026

Being reminded ahead of time l find it great as not...

5
Being reminded ahead of time l find it great as not to miss a payment is good thing Reviewed on: 20th April 2026

Positive

4
My experience has been very positive, and I will continue to keep it, use it, and share it as a valuable reference moving forward Reviewed on: 20th April 2026

Your Mastercard is the most beautiful thing I have e...

5
Your Mastercard is the most beautiful thing I have ever seen. Service was apt! Reviewed on: 20th April 2026

Excellent experience

5
Everything I wanted and needed I got when I asked for help they helped me everything you need in one place would recommend to everyone Reviewed on: 20th April 2026

Loan and credit card Very good and efficient

5
Very good and efficient. App is good can see both loan and credit card clearly Reviewed on: 20th April 2026

Easy to use app and brilliant customer services

5
Easy to use app and brilliant customer services Reviewed on: 20th April 2026

Great experience.

5
Great experience. Always supportive, great value for money. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products