Smart Money People Logo

118 118 Money: Credit Card reviews

4.84
Based on 1,101 reviews, last reviewed 12th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Credit card Excellent service and an excellent application very easy to use,would recommend them to my family and friends. Reviewed on: 12th June 2025
Phillip m's avatar
Phillip m

Latest lowest rating:

1

bumped the apr up to 50%, i would never have conside... bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025
eushznsi's avatar
eushznsi

About this product

Review 118 118 Money: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit Card reviews (1101)

Had no problems at all .

5
Had no problems at all .very competative rates.very good customer service.Always helpful . Reviewed on: 15th April 2025

Brilliant service easy to use and the app is user fr...

5
Brilliant service easy to use and the app is user friendly Reviewed on: 15th April 2025

They have a good apr for what you get from...

5
They have a good apr for what you get from them Reviewed on: 15th April 2025

I have to say I was very sceptical at 1st

5
I have to say I was very sceptical at 1st about 118 118 but since I have used your company for a load and a credit card I have not found a better company out there that can match the same customer experience and satisfaction I'm extremely happy and pleased Reviewed on: 15th April 2025

There are excellent and helped me alot

5
There are excellent and helped me alot Reviewed on: 15th April 2025

Customer service had resolved a dispute very quick a...

5
Customer service had resolved a dispute very quick and efficiently Reviewed on: 15th April 2025

Amazing company

5
They always been accommodating to situations and questions. Reviewed on: 15th April 2025

Great service and easy to access app.

5
Great service and easy to access app. More rewards are available as well. The phone app has got a simple payment option that links directly to my bank account, and I am able to pay whenever I can. This flexibility really takes the stress out of managing my credit, especially when unexpected expenses pop up. The interface of the app is user-friendly and straightforward, making it easy to track spending, view statements, and keep an eye on my credit limit in real time. I also appreciate the clear communication—notifications and reminders are timely and helpful, ensuring I never miss a payment. One of the standout features for me has been the transparency. There are no hidden fees or confusing terms, which is refreshing. The fixed interest rate gives me peace of mind, knowing exactly what to expect each month. Customer service has also been top-notch. Whenever I’ve had a question or needed help, the support team was quick to respond and genuinely helpful. Overall, 118 Credit Card has made it easier for me to manage my finances responsibly while building my credit. I’d definitely recommend it to anyone looking for a straightforward, fair, and well-supported credit card. Reviewed on: 15th April 2025

Excellent service through out always keeping you inf...

5
Excellent service through out always keeping you informed of any changes offers etc Reviewed on: 15th April 2025

118 118 have been great!

5
118 118 have been great! Quick, reasonable and fair - no complaints! Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products