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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I used 118118 for loans over time they are helpful g...

5
I used 118118 for loans over time they are helpful generous and professional I rate them high Reviewed on: 20th April 2026

118 118 helped me in difficult&crucial moments achie...

5
118 118 helped me in difficult&crucial moments achieving vital goals my way which i couldn’t had without them generosity Reviewed on: 20th April 2026

Been very helpful in sorting out a loan.

4
Been very helpful in sorting out a loan. Very easy application process. Reviewed on: 20th April 2026

Good and quick service all explained and no hidden i...

5
Good and quick service all explained and no hidden information Reviewed on: 20th April 2026

The whole time dealing with them was second to none...

5
The whole time dealing with them was second to none it took less than ten mins ro sort out my offer Reviewed on: 20th April 2026

Excellent service fro start to finish

5
Excellent service fro start to finish Reviewed on: 20th April 2026

Easy service to use, love that they send reminders s...

5
Easy service to use, love that they send reminders so I never forget it’s going out. App is simple Reviewed on: 20th April 2026

Straightforward and simple

5
Straightforward and simple, great app and helpful customer service Reviewed on: 20th April 2026

absolutely brilliant.

5
absolutely brilliant...easy to use app and 100% recommend Reviewed on: 20th April 2026

No issues

5
Only had good experiences with this company and their customer support Reviewed on: 20th April 2026

Review 118 118 Money: Personal loan now

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