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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

really easy and straightforward process , i had my d...

really easy and straightforward process , i had my decision in seconds and the money in the bank enabling me to buy my daughter a car after her original car broke down Reviewed on: 20th April 2026

Quick and easily accessible.

Quick and easily accessible. easy access to personal accounts and customer service Reviewed on: 20th April 2026

Simple & Straight forward

they were good, not too cheap but clear on their stand Reviewed on: 20th April 2026

Very good service and very smooth process

Very good service and very smooth process Reviewed on: 20th April 2026

Fast and easy

Easy application process, fast approval Reviewed on: 20th April 2026

Very easy to apply , low monthly payments and easy a...

Very easy to apply , low monthly payments and easy app to use Reviewed on: 20th April 2026

Easy to apply.

Easy to apply. Quick response very helpful Reviewed on: 20th April 2026

Quick and easy to open account and easy to view deta...

Quick and easy to open account and easy to view details of loans and make additional payments Reviewed on: 20th April 2026

Prompt and good communication!

Prompt and good communication! I feel like the company really cares about the consumer and how you insight into your money. Reviewed on: 20th April 2026

Helped a lot in hard times that I was financially an...

Helped a lot in hard times that I was financially and was great and understanding my situation and very flexible with regards to instalment Reviewed on: 20th April 2026

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