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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

It was very quick and straightforward.

5
It was very quick and straightforward. Hassle free. Results in minutes Reviewed on: 20th April 2026

Great experience with 118 loan no problems

5
Great experience with 118 loan no problems Reviewed on: 20th April 2026

Easy to obtain and manage loans

5
118 118 Money have made it easy to apply for and manage my loan. The process is well-organised and seamless, and I feel valued as a customer. Thank you. Reviewed on: 20th April 2026

highly recommended!

5
I’ve borrowed twice, from 118 and I can’t recommended them enough! So easy and super hands on when needed! Amazing staff too!! Reviewed on: 20th April 2026

High rates but was able to easily get the loan.

5
Rates were very high but was able to easily get the loan Reviewed on: 20th April 2026

I’ve had a positive experience with 118 Money.

5
I’ve had a positive experience with 118 Money. The application process was straightforward and easy to follow, with clear instructions at every step. I appreciated how transparent they were about interest rates and repayment terms, which made it easier to make an informed decision. Customer service has been helpful and responsive whenever I’ve had questions, and the online account management is simple to use, allowing me to keep track of payments without any hassle. Payments have been processed smoothly, and I haven’t encountered any unexpected fees or issues. Overall, 118 Money is a reliable option if you’re looking for a manageable loan and clear communication. Just make sure to review the terms carefully to ensure it suits your financial situation. Reviewed on: 20th April 2026

Loan paid out no problem payments taken by direct debit

4
Loan paid out no problem payments taken by direct debit Reviewed on: 20th April 2026

Exceptional service

5
Really fast and efficient great customer service throughout. Reviewed on: 20th April 2026

Very easy to apply, 1st class service, immediate res...

5
Very easy to apply, 1st class service, immediate responce which leads to peace of mind. An excellent experience and would recommend to anyone. Well done to all. Reviewed on: 20th April 2026

Good, quick, simple, well explained

5
Good, quick, simple, well explained Reviewed on: 20th April 2026

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