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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Was a fast and easy application and everything went...

5
Was a fast and easy application and everything went smoothly Reviewed on: 20th April 2026

Great service, easy process.

5
Great service, easy process. The best ever! Reviewed on: 20th April 2026

Really easy to get the loan and easy to get help and...

5
Really easy to get the loan and easy to get help and talk to customer support Reviewed on: 20th April 2026

Many thanks,everything was good I'm happy with you

5
Many thanks,everything was good I'm happy with you Reviewed on: 20th April 2026

Helped when needed very fast very good

5
Helped when needed very fast very good Reviewed on: 20th April 2026

118’s rated are good and customer service has been h...

5
118’s rated are good and customer service has been helpful Reviewed on: 20th April 2026

Its was quick and easy to apply.

4
Its was quick and easy to apply.for. they were supporting during financial crisis Reviewed on: 20th April 2026

Easy to understand and very quick on a decision.

5
Easy to understand and very quick on a decision. Reviewed on: 20th April 2026

Very easy to use; simple, straightforward.

5
Very easy to use; simple, straightforward. Pays out quick. I've used other loan providers in the past and I'd return to 118118 before. Reviewed on: 20th April 2026

Good and excellent.

5
Good and excellent. Easy process trustable Reviewed on: 20th April 2026

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