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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Simple process and fast deposit.

Simple process and fast deposit. Easy application and clear instructions Reviewed on: 20th April 2026

Brilliant, friendly, very helpful and understanding.

Brilliant friendly and very helpful and understanding. Reviewed on: 20th April 2026

Quick and easy application.

Quick and easy application. Quick approval and I didn’t need to wait long for funds to enter my account. Would definitely recommend Reviewed on: 20th April 2026

It was very quick and straightforward.

It was very quick and straightforward. Hassle free. Results in minutes Reviewed on: 20th April 2026

Great experience with 118 loan no problems

Great experience with 118 loan no problems Reviewed on: 20th April 2026

Easy to obtain and manage loans

118 118 Money have made it easy to apply for and manage my loan. The process is well-organised and seamless, and I feel valued as a customer. Thank you. Reviewed on: 20th April 2026

highly recommended!

I’ve borrowed twice, from 118 and I can’t recommended them enough! So easy and super hands on when needed! Amazing staff too!! Reviewed on: 20th April 2026

High rates but was able to easily get the loan.

Rates were very high but was able to easily get the loan Reviewed on: 20th April 2026

I’ve had a positive experience with 118 Money.

I’ve had a positive experience with 118 Money. The application process was straightforward and easy to follow, with clear instructions at every step. I appreciated how transparent they were about interest rates and repayment terms, which made it easier to make an informed decision. Customer service has been helpful and responsive whenever I’ve had questions, and the online account management is simple to use, allowing me to keep track of payments without any hassle. Payments have been processed smoothly, and I haven’t encountered any unexpected fees or issues. Overall, 118 Money is a reliable option if you’re looking for a manageable loan and clear communication. Just make sure to review the terms carefully to ensure it suits your financial situation. Reviewed on: 20th April 2026

Loan paid out no problem payments taken by direct debit

Loan paid out no problem payments taken by direct debit Reviewed on: 20th April 2026

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