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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Needed a quick personsl lian at short notice

5
Needed a quick personsl lian at short notice Reviewed on: 20th April 2026

Great Customer Service Team!

5
Been really straight forward, super easy to work with and great customer service! Reviewed on: 20th April 2026

Over all enjoyable and great apr

5
Over all enjoyable and great apr Reviewed on: 20th April 2026

A user friendly, easy to apply process.

5
A user friendly, easy to apply process. Funds are deposited very quickly. Highly recommend. Reviewed on: 20th April 2026

It's easy to navigate but the amount you paying back...

4
It's easy to navigate but the amount you paying back is far too big Reviewed on: 20th April 2026

Helped out

5
Helped out a lot when needed to do repairs on my house and put towards a holiday. Reviewed on: 20th April 2026

Great experience Great effort and fantastic loan

5
Great experience Great effort and fantastic loan Reviewed on: 20th April 2026

If you have an emergency contact them

5
When I was in urgent need of a loan for a car repair 118 118 was the only one responsive and straight forward transparent I found out there. While many companies had hidden fees and were asking for many irrelevant documents and fitting criteria i was astonished to see the loan was in my bank account after a quick check up. I was also recently selected for a higher loan because my payments are made on time. So thank you and very grateful for the service. Reviewed on: 20th April 2026

Great service, easy and well explained.

5
Great service, easy and well explained. Highly recommended. Reviewed on: 20th April 2026

Everything is good I will recommend to get loan low...

5
Everything is good I will recommend to get loan low interest Reviewed on: 20th April 2026

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