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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Applied and accepted, very smooth service

5
Applied and accepted, very smooth service Reviewed on: 20th April 2026

The experience i have had has been brilliant

4
The experience i have had has been brilliant Reviewed on: 20th April 2026

Never had a problem and always found it easy

4
Never had a problem and always found it easy Reviewed on: 20th April 2026

Brilliant from start to finish, quick and easy will...

5
Brilliant from start to finish, quick and easy will definitely use again and recommend to people. Reviewed on: 20th April 2026

responsible lenders encouraging an...

5
Easy to apply but responsible lenders encouraging and helping you to save especially with their 118M8 app Reviewed on: 20th April 2026

Excellent option that should meet your requirements.

5
This marks my second interaction with 118118money.com, and I am consistently impressed. The service rendered was exceptionally professional, and my application was processed with remarkable efficiency. Account access is conveniently available through both the website and the mobile application. Furthermore, contacting the support team typically involves minimal wait times. Reviewed on: 20th April 2026

I very good experience

4
I have had a very good experience no problems. App is easy to use! Reviewed on: 20th April 2026

All the process was smooth and quick.

5
All the process was smooth and quick. Reviewed on: 20th April 2026

Well when I was in need of a loan I was given the mo...

5
Well when I was in need of a loan I was given the money almost instantly and I can’t thank 118 118 enough ,i would recommend 118 118 to absolutely anyone that is in need of cash because they don’t hesitate to help out others Reviewed on: 20th April 2026

Easy and helpful

5
Super easy from start to finish and extremely helpful Reviewed on: 20th April 2026

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