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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Exceptional service

Really fast and efficient great customer service throughout. Reviewed on: 20th April 2026

Very easy to apply, 1st class service, immediate res...

Very easy to apply, 1st class service, immediate responce which leads to peace of mind. An excellent experience and would recommend to anyone. Well done to all. Reviewed on: 20th April 2026

Good, quick, simple, well explained

Good, quick, simple, well explained Reviewed on: 20th April 2026

Needed a quick personsl lian at short notice

Needed a quick personsl lian at short notice Reviewed on: 20th April 2026

Great Customer Service Team!

Been really straight forward, super easy to work with and great customer service! Reviewed on: 20th April 2026

Over all enjoyable and great apr

Over all enjoyable and great apr Reviewed on: 20th April 2026

A user friendly, easy to apply process.

A user friendly, easy to apply process. Funds are deposited very quickly. Highly recommend. Reviewed on: 20th April 2026

It's easy to navigate but the amount you paying back...

It's easy to navigate but the amount you paying back is far too big Reviewed on: 20th April 2026

Helped out

Helped out a lot when needed to do repairs on my house and put towards a holiday. Reviewed on: 20th April 2026

Great experience Great effort and fantastic loan

Great experience Great effort and fantastic loan Reviewed on: 20th April 2026

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