Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

If you have an emergency contact them

When I was in urgent need of a loan for a car repair 118 118 was the only one responsive and straight forward transparent I found out there. While many companies had hidden fees and were asking for many irrelevant documents and fitting criteria i was astonished to see the loan was in my bank account after a quick check up. I was also recently selected for a higher loan because my payments are made on time. So thank you and very grateful for the service. Reviewed on: 20th April 2026

Great service, easy and well explained.

Great service, easy and well explained. Highly recommended. Reviewed on: 20th April 2026

Everything is good I will recommend to get loan low...

Everything is good I will recommend to get loan low interest Reviewed on: 20th April 2026

Applied and accepted, very smooth service

Applied and accepted, very smooth service Reviewed on: 20th April 2026

The experience i have had has been brilliant

The experience i have had has been brilliant Reviewed on: 20th April 2026

Never had a problem and always found it easy

Never had a problem and always found it easy Reviewed on: 20th April 2026

Brilliant from start to finish, quick and easy will...

Brilliant from start to finish, quick and easy will definitely use again and recommend to people. Reviewed on: 20th April 2026

responsible lenders encouraging an...

Easy to apply but responsible lenders encouraging and helping you to save especially with their 118M8 app Reviewed on: 20th April 2026

Excellent option that should meet your requirements.

This marks my second interaction with 118118money.com, and I am consistently impressed. The service rendered was exceptionally professional, and my application was processed with remarkable efficiency. Account access is conveniently available through both the website and the mobile application. Furthermore, contacting the support team typically involves minimal wait times. Reviewed on: 20th April 2026

I very good experience

I have had a very good experience no problems. App is easy to use! Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Lift loan (discontinued)
from Oakam (inactive company) 4.82 from 224 reviews
Home credit (discontinued)
from Morses Club (inactive company) 3.36 from 34 reviews
Bridging Loan
from Fincorp 0.00 from 0 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub