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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Happy Client

5
I was thrilled and I was very easy to apply, straight foward and didn't take time to approve my loan Reviewed on: 20th April 2026

I called 118 118 Money during a difficult financial...

5
I called 118 118 Money during a difficult financial moment and everything went quickly, professionally, and with confidence. Thank you Reviewed on: 20th April 2026

Amazing service!

5
Amazing service! Very fast application, money sent within minutes! Reviewed on: 20th April 2026

Excellent and professional service

5
It was easy to apply and the team was very professional Reviewed on: 20th April 2026

Whenever I’ve got to ask for a early payment because...

4
Whenever I’ve got to ask for a early payment because all I’m paying back now is £3000 in InterestI keep getting told that. There can only be about two £300 taken off and that’s really defeating for me. I’ve been a loyal customer since 2017. I’ve had two loans with the year. I’ve never missed a payment so to only get two or £300 taken off of £3000 in interest I do think that’s a bit of a scam when I’ve paid about the money that I borrowed that’s my only downside to be in with your company Reviewed on: 20th April 2026

Good service

5
Easy to use app. And very good service Reviewed on: 20th April 2026

Never had a problem with them app is very well laid...

5
Never had a problem with them app is very well laid out and easy to use Reviewed on: 20th April 2026

Brilliant service

5
I’ve had 2 loans and have a credit card have never had any problems at all fast efficient service Reviewed on: 20th April 2026

Affordability check before search

5
Affordability check before search Reviewed on: 20th April 2026

5***** service

5
Happy with service no issues can recommend Reviewed on: 20th April 2026

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