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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

All the process was smooth and quick.

All the process was smooth and quick. Reviewed on: 20th April 2026

Well when I was in need of a loan I was given the mo...

Well when I was in need of a loan I was given the money almost instantly and I can’t thank 118 118 enough ,i would recommend 118 118 to absolutely anyone that is in need of cash because they don’t hesitate to help out others Reviewed on: 20th April 2026

Easy and helpful

Super easy from start to finish and extremely helpful Reviewed on: 20th April 2026

Like a friend and adviser....

Everything has been so positive,They are so helpful and make you feel like you matter as a customer.Money advice on the app is so useful,118 feels like a friend and adviser Reviewed on: 20th April 2026

Great fast service, easy to use App & never had any...

Great fast service, easy to use App & never had any issues. Reviewed on: 20th April 2026

Very responsible lenders with good interest rates a...

Very responsible lenders with good interest rates and low monthly repayments Reviewed on: 20th April 2026

118 118 money is great

Quality services easy to use bank card easy to reach customer service Reviewed on: 20th April 2026

Great service Very informative

Very informative always available to support when needed Reviewed on: 20th April 2026

Easy process start to finish.

Easy process start to finish. Simple to apply and straightforward Reviewed on: 20th April 2026

Its hard to find a fault , very easy to apply

Its hard to find a fault , very easy to apply and on approval completed all the forms on line , very quick very easy and good value when you need cash fast in an emergency. Reviewed on: 20th April 2026

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