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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Pay on time 118 is for you forever and...

Pay on time 118 is for you forever and ever Reviewed on: 20th April 2026

App is easy to use, would recommend to family and fr...

App is easy to use, would recommend to family and friends Reviewed on: 20th April 2026

Brilliant, so easy and received funds instantly

Brilliant, so easy and received funds instantly Reviewed on: 20th April 2026

Happy Client

I was thrilled and I was very easy to apply, straight foward and didn't take time to approve my loan Reviewed on: 20th April 2026

I called 118 118 Money during a difficult financial...

I called 118 118 Money during a difficult financial moment and everything went quickly, professionally, and with confidence. Thank you Reviewed on: 20th April 2026

Amazing service!

Amazing service! Very fast application, money sent within minutes! Reviewed on: 20th April 2026

Excellent and professional service

It was easy to apply and the team was very professional Reviewed on: 20th April 2026

Whenever I’ve got to ask for a early payment because...

Whenever I’ve got to ask for a early payment because all I’m paying back now is £3000 in InterestI keep getting told that. There can only be about two £300 taken off and that’s really defeating for me. I’ve been a loyal customer since 2017. I’ve had two loans with the year. I’ve never missed a payment so to only get two or £300 taken off of £3000 in interest I do think that’s a bit of a scam when I’ve paid about the money that I borrowed that’s my only downside to be in with your company Reviewed on: 20th April 2026

Good service

Easy to use app. And very good service Reviewed on: 20th April 2026

Never had a problem with them app is very well laid...

Never had a problem with them app is very well laid out and easy to use Reviewed on: 20th April 2026

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