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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Good loan company I have used them a few times value...

5
Good loan company I have used them a few times value for money and reliable Reviewed on: 20th April 2026

Very easy to sort out what you need.

5
Very easy to sort out what you need. Every step is helpful and easy to understand. Fast and efficient. With the app it’s quick to look at what you have left to pay and to keep on top of. I like the fact it’s all in one place and there to look at when you need to no matter what time of day or night. Reviewed on: 20th April 2026

Brilliant and easy to use for a loan, I was in despe...

5
Brilliant and easy to use for a loan, I was in desperate need and helped me alot. Reviewed on: 20th April 2026

App is sticky can’t always get on it but can actuall...

4
App is sticky can’t always get on it but can actually talk to someone on the phone. Process was easy . Reviewed on: 20th April 2026

Very good experience .

5
Very good experience . Loan approved and paid out in double quick time , everything was very easy to understand and I would recommend 118 118 money to anyone Reviewed on: 20th April 2026

Easy to use and helpful information presented - no p...

5
Easy to use and helpful information presented - no pressure to accept Reviewed on: 20th April 2026

Brilliant app straight forward and easy to use.

5
Brilliant app straight forward and easy to use. Customer service easy to contact Reviewed on: 20th April 2026

It's very helpful i was having problems with money t...

5
It's very helpful i was having problems with money to make my home repair. My friend recommended me 118 118 money. Reviewed on: 20th April 2026

Very good Very helpful quick and easy

5
Very good Very helpful quick and easy Reviewed on: 20th April 2026

Difficult to understand why my credit file say i owe...

5
Difficult to understand why my credit file say i owe £10k yet i took a £5k loan. Why not report same as all the other lenders Reviewed on: 20th April 2026

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