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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Brilliant service

I’ve had 2 loans and have a credit card have never had any problems at all fast efficient service Reviewed on: 20th April 2026

Affordability check before search

Affordability check before search Reviewed on: 20th April 2026

5***** service

Happy with service no issues can recommend Reviewed on: 20th April 2026

Good loan company I have used them a few times value...

Good loan company I have used them a few times value for money and reliable Reviewed on: 20th April 2026

Very easy to sort out what you need.

Very easy to sort out what you need. Every step is helpful and easy to understand. Fast and efficient. With the app it’s quick to look at what you have left to pay and to keep on top of. I like the fact it’s all in one place and there to look at when you need to no matter what time of day or night. Reviewed on: 20th April 2026

Brilliant and easy to use for a loan, I was in despe...

Brilliant and easy to use for a loan, I was in desperate need and helped me alot. Reviewed on: 20th April 2026

App is sticky can’t always get on it but can actuall...

App is sticky can’t always get on it but can actually talk to someone on the phone. Process was easy . Reviewed on: 20th April 2026

Very good experience .

Very good experience . Loan approved and paid out in double quick time , everything was very easy to understand and I would recommend 118 118 money to anyone Reviewed on: 20th April 2026

Easy to use and helpful information presented - no p...

Easy to use and helpful information presented - no pressure to accept Reviewed on: 20th April 2026

Brilliant app straight forward and easy to use.

Brilliant app straight forward and easy to use. Customer service easy to contact Reviewed on: 20th April 2026

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